UPI SplitPay: UPI MultiPayment

UPI Split Pay — Multi Payment helps you send large UPI payments the safe way: as smaller, capped micro-transactions instead of one big transfer that can trip charges, limits, or fraud checks. Scan a shop's QR code, tell the app how much you owe, pick a split strategy, and send each smaller payment through your own UPI app with one tap — no bill-splitting with friends, no middlemen, no extra fees. KEY FEATURES 📷 Smart Shop QR Scanner Point your camera at any UPI QR code. Powered by on-device Google ML Kit — the scan happens entirely on your phone, nothing is uploaded anywhere. 🧮 3 Split Strategies • Avoid Charges — keeps every transaction under the ₹2,000 cap • Reward Optimization — finds the "sweet spot" amount per transaction for card/UPI rewards • Equal Split — divides the total into equal-sized transactions ⚡ One-Tap UPI App Integration Instant deep-linking into the UPI app you already use — Google Pay, PhonePe, Paytm, BHIM, Cred, and more. UPI Split Pay never touches your payment credentials; it just hands off to your chosen app. ⏱ Anti-Fraud Delay Timer A built-in safety countdown between consecutive split transactions, so payments go out at a sensible pace instead of all at once. 🔒 Privacy First 100% offline. Every split, history entry, and preference is stored in a local Room database on your device. There are no external servers — your data never leaves your phone. WHY UPI SPLIT PAY Large UPI transfers can run into per-transaction limits, merchant charges, or get flagged for review. UPI Split Pay breaks one payment into several safe, sensible transactions — using the strategy you choose — so you stay under the radar of charges without changing which UPI app you pay from. WHAT THIS APP DOES NOT DO UPI Split Pay does not process payments itself, does not ask for your UPI PIN, bank account number, or card details, and does not send anything to a server. It only calculates the split and opens your chosen UPI app to complete each transaction. Have questions or feedback? Reach us at [email protected].