PhonePe UPI Payments, Loan App
Secure UPI Pay, Recharge, Personal Loan App, Mutual Fund, Credit Card, Insurance
- Total installs
- 1,010,119,816
- Installs / day
- 0
- Rating
- 4.6★
- Released
- 14 Oct 2016
- Last update
- 9 Oct 2026
- Countries
- —
exact · Play shows 1,000,000,000+
since last crawl
14.3M ratings · 4.9K reviews
10y ago
v26.09.11.0 · 2d ago
not checked yet
Install history
exact counter from Google PlayInstalls per day · last 90 days
Change timeline
No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.
Country availability
Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.
Top countries
estimate · charts of 12 OctMost downloads likely come from 🇮🇳 India (~95%), out of 42 countries where it is charted.
Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.
Top chart positions
as of 12 Oct| Chart | Country | Rank | Change |
|---|---|---|---|
| Top free · Finance | AG | #1 | = |
| Top free · Finance | AW | #1 | = |
| Top free · Finance | BA | #1 | = |
| Top free · Finance | BS | #1 | = |
| Top free · Finance | BZ | #1 | = |
| Top free · Finance | CV | #1 | = |
| Top free · Finance | EE | #1 | = |
| Top free · Finance | FJ | #1 | = |
| Top free · Finance | GA | #1 | = |
| Top free · Finance | GW | #1 | = |
| Top free · Finance | IN | #1 | = |
| Top free · Finance | IS | #1 | = |
| Top free · Finance | LI | #1 | = |
| Top free · Finance | LU | #1 | = |
| Top free · Finance | ME | #1 | = |
| Top free · Finance | MK | #1 | = |
| Top free · Finance | MO | #1 | = |
| Top free · Finance | MT | #1 | = |
| Top free · Finance | MU | #1 | = |
| Top free · Finance | NA | #1 | = |
| Top free · Finance | TT | #1 | = |
| Trending · Finance | OM · 11 Oct | #6 | — |
| Top free · Apps | IN | #8 | = |
| Top free · Finance | KW | #8 | ▲ 1 |
| Top free · Finance | QA | #10 | = |
| Top free · Finance | AE | #15 | ▲ 2 |
| Top free · Finance | OM | #16 | ▼ 1 |
| Top free · Finance | NP | #17 | ▲ 2 |
| Top free · Finance | BH | #19 | ▲ 1 |
| Top free · Apps | LI | #23 | ▼ 3 |
| Trending · Finance | AE | #27 | ▲ 5 |
| Trending · Finance | IN · 11 Oct | #27 | — |
| Trending · Finance | SA | #36 | ▼ 14 |
| Top free · Finance | SA | #37 | ▼ 1 |
| Top free · Finance | SG | #50 | ▼ 3 |
| Trending · Finance | NP | #54 | ▲ 1 |
| Top free · Finance | NL | #60 | = |
| Top free · Finance | CA | #86 | ▲ 8 |
| Top free · Finance | AU | #104 | ▲ 7 |
| Top free · Finance | CH | #104 | ▼ 2 |
| Trending · Finance | GB | #108 | ▼ 63 |
| Top free · Apps | AE | #111 | ▼ 4 |
| Top free · Finance | IL | #115 | ▲ 5 |
| Top free · Finance | RO | #115 | ▼ 7 |
| Top free · Apps | KW | #123 | ▼ 7 |
| Top free · Finance | GB | #129 | = |
| Top free · Finance | HK | #145 | ▲ 6 |
| Trending · Apps | IN | #145 | ▲ 9 |
| Trending · Finance | US · 11 Oct | #162 | — |
| Top free · Finance | LK | #163 | ▲ 9 |
| Top free · Finance | UG | #168 | ▲ 5 |
| Top free · Finance | MY | #173 | ▲ 6 |
| Top free · Apps | QA | #180 | ▼ 15 |
| Top free · Finance | BD | #183 | ▲ 8 |
| Top free · Apps | BH · 10 Oct | #197 | — |
Show all 55 chart positions
App manifest
Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.
Data safety
declared by the developer on Google Play- No data shared with third parties
- Collects data Location, Personal info and 7 others
- Data is encrypted in transit
- You can ask for your data to be deleted
This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.
Permissions
37 in 12 groups16 Sensitive13 Notable8 Routine
What this app can do with your phone
- Know roughly where you are, using mobile towers and Wi-Fi networks
- Know your exact location using GPS, Wi-Fi and mobile networks
- Use your camera to take photos and record videos
- Record sound using your phone's microphone
- See the list of accounts on your phone, like Google or email accounts
- See every contact saved on your phone, including names, numbers and emails
IdentitySensitive2
Access to accounts on the device and your personal profile card
- See the list of accounts on your phone, like Google or email accountsfind accounts on the device ·
GET_ACCOUNTS - Read your own profile card on the phone, such as your name and contact detailsread your own contact card ·
READ_PROFILE
ContactsSensitive2
Access to the contacts saved on your phone
- See the list of accounts on your phone, like Google or email accountsfind accounts on the device ·
GET_ACCOUNTS - See every contact saved on your phone, including names, numbers and emailsread your contacts ·
READ_CONTACTS
LocationSensitive2
Access to where your device is, using GPS or network signals
- Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) ·
ACCESS_COARSE_LOCATION - Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) ·
ACCESS_FINE_LOCATION
SMSSensitive3
Access to read, send, and edit your text messages
- Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) ·
READ_SMS - Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) ·
RECEIVE_SMS - Send text messages from your phone, which may cost you moneysend SMS messages ·
SEND_SMS
PhoneSensitive2
Access to phone calls, call history, and voicemail
- Call phone numbers without your input, which may cost you moneydirectly call phone numbers ·
CALL_PHONE - See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity ·
READ_PHONE_STATE
Photos/Media/FilesSensitive2
Access to photos, videos, music and other files stored on your device
- Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage ·
READ_EXTERNAL_STORAGE - Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage ·
WRITE_EXTERNAL_STORAGE
StorageSensitive2
Access to files, photos and media saved on your phone's storage
- Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage ·
READ_EXTERNAL_STORAGE - Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage ·
WRITE_EXTERNAL_STORAGE
CameraSensitive1
Access to your camera to take photos and record video
- Use your camera to take photos and record videostake pictures and videos ·
CAMERA
MicrophoneSensitive1
Access to your phone's microphone to record sound
- Record sound using your phone's microphonerecord audio ·
RECORD_AUDIO
Device ID & call informationNotable1
Access to your phone's identifiers, mobile network details, and call status
- See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity ·
READ_PHONE_STATE
Wi-Fi connection informationRoutine1
Access to details about Wi-Fi networks your device sees or uses
- See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections ·
ACCESS_WIFI_STATE
OtherNotable18
Access to miscellaneous device features that don't fit other categories
- Create its own accounts on your device and read or set their passwordscreate accounts and set passwords ·
AUTHENTICATE_ACCOUNTS - See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices ·
BLUETOOTH - Turn Bluetooth on or off and find and pair with nearby Bluetooth devicesaccess Bluetooth settings ·
BLUETOOTH_ADMIN - Change how your phone connects to networks, like switching connections on or offchange network connectivity ·
CHANGE_NETWORK_STATE - Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi ·
CHANGE_WIFI_STATE - Change volume and choose which speaker or headset plays soundchange your audio settings ·
MODIFY_AUDIO_SETTINGS - Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication ·
NFC - Start itself automatically as soon as your phone finishes turning onrun at startup ·
RECEIVE_BOOT_COMPLETED - Bring apps to the front or send them to the backgroundreorder running apps ·
REORDER_TASKS - Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping ·
WAKE_LOCK - Turn automatic syncing on or off for your accounts, like contacts or emailtoggle sync on and off ·
WRITE_SYNC_SETTINGS - Check whether you are online and whether you use Wi-Fi or mobile dataview network connections ·
ACCESS_NETWORK_STATE - Connect to the internet to load content and send datafull network access ·
INTERNET - Check whether automatic sync is turned on for your accountsread sync settings ·
READ_SYNC_SETTINGS - Make your phone vibratecontrol vibration ·
VIBRATE - Add shortcuts to your home screen without asking youinstall shortcuts ·
com.android.launcher.permission.INSTALL_SHORTCUT - Remove app shortcuts from your home screen without asking youuninstall shortcuts ·
com.android.launcher.permission.UNINSTALL_SHORTCUT - Receive push messages sent from the app's servers over the internetreceive data from Internet ·
com.google.android.c2dm.permission.RECEIVE
Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.
Store listing
Full description
PhonePe is India’s leading fintech app that simplifies your daily financial needs. From instant UPI money transfer and online recharge to buying insurance plans, investing in Mutual Funds and buying 24K Digital Gold, PhonePe is your all-in-one digital UPI payment app.
💸 Money Transfer & UPI Payments
Experience the power of BHIM UPI on this UPI app for instant bank transfers & payments.
• Money Transfer: Use this UPI money transfer app to send money via UPI ID or mobile number.
• Scan & Pay: Scan the UPI QR code to pay at local stores, pharmacies & restaurants.
• Multiple Bank Accounts: Link your UPI bank account from SBI, HDFC, ICICI, Axis & 140+ banks to check balance.
• Self Transfer: Move funds between your own linked bank accounts easily.
📱 Mobile Recharge & Utility Bill Payments
PhonePe's recharge app keeps you on track with automated bill reminders.
• Mobile Recharge: Quick prepaid recharge for Jio, Airtel, Vi, & BSNL.
• DTH & Broadband: Use this DTH recharge app for Tata Play, Airtel Digital TV & other providers.
• Utility Bills Online: Electricity bill pay app that also clears water, gas, FASTag & landline bills in seconds.
• Credit Card Bill: Credit card bill payment app to clear bills for major banks.
• Insurance & Fees: Pay insurance premiums, tuition fees & municipal taxes.
• Bill Pay: Set reminders and pay bill for premiums, fees & taxes on time.
PhonePe Loans
PhonePe is a personal loan app offering an easy loan experience. Get personal loan approval and pre-approved personal loans, disbursed straight into your bank account through a fully digital online loan application process.
Repayment Period: 6 - 48 Months.
Maximum APR: 36%
Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 11.76% per annum
Processing Fee: ₹3,245 (3.25%)
GST on Processing Fee: ₹584
Total Interest: ₹12,696
EMI: ₹4694
Maximum APR: 14.52% per month
Amount Disbursed: ₹96,755
Total Repayment Amount: ₹1,12,696
We offer loans from India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, PayU Finance & Credit Saison India
Save in 24K Digital Gold & Silver
Secure your future with 24K digital gold.
• Buy Gold & Silver: Start with just ₹10 or buy more.
• Live Gold Price: Track live rates for better decisions.
• 100% Secure: Savings are stored in insured bank-grade lockers.
• Physical Delivery: Get coins or bars delivered.
• Sell Anytime: Liquidate holdings at market prices.
📈 Mutual Funds & Investments App
Make your money work with curated Mutual Funds & wealth products.
• SIP Investment: Start a mutual funds SIP to build long-term wealth.
• Curated Funds: Investment ideas built on our CRISP fund evaluation framework
• 1000+ Funds: This mutual fund app offers funds from AMCs like SBI MF, HDFC Mutual Fund, etc.
Buy/Renew Insurance Policies on PhonePe
Get coverage with our insurance app - buy insurance online and renew your insurance policy in minutes
• Health & Life Insurance: Compare & buy through this health insurance app - plus life insurance plans for your family with flexible monthly premiums
• Motor Insurance: Browse plans for car insurance & bike insurance. Renew/buy policies in under 10 minutes- paperless
• Personal Accident: Stay protected against accidental death or disablement.
• Travel Insurance: Secure your international business & leisure trips.
Comes with claim support!
Online Shopping & Offline Payments
• Online Payment: Pay securely on shopping sites, food delivery & travel booking apps
• Offline Stores: Scan the QR code at your local kirana or grocery store for payments
• Gift Cards: Buy Gift Cards for easy payments at 1 lakh+ outlets
✈️ Travel & Commute
Book Flights, Buses & Hotels via ixigo & redBus. Get IRCTC Train tickets with easy refunds. Use the NCMC card for Metro recharge & tap-and-pay across India. Secure trips with Travel insurance for medical & delay coverage. Book Cabs easily
Privacy policy- https://www.phonepe.com/privacy-policy/
What's new
India's most trusted finance app, reimagined around you: 1. Check your credit score & get a loan instantly. 2. Apply for the PhonePe credit card & enjoy rewards on every spend. 3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more. 4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap. 5. Experience a fresh, modern interface for effortless payments using UPI & cards.
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