True Balance - Loan App & UPI

Name: True Balance - Loan App & UPI
Rating: 4.64 (2754809 reviews)
Author: True Balance - Balance Hero

LiveTrue Balance - Balance Hero1 app · 96.6M installsFinanceFreecom.balancehero.truebalance

Instant Personal Loan App, Free Credit Score Checker, Credit Cards, Wallet & UPI

Alert me ★ Watch Open in Play ↗

Total installs: 96,585,692
Installs / day: +94.8K
Rating: 4.6★
Released: 17 Oct 2014
Last update: 30 Sept 2026
Countries: 1/2

Installs per day

gain of the exact counter

Lifetime avg ≈ 22.1K/day (all installs ÷ days since release)

Daily tracking since 11 Oct 2026 · history grows every day

Install history

exact counter from Google Play

2dAll

Dashed: estimate from the release date (no daily data before 11 Oct 2026) · time axis compressed before that day

Daily tracking since 11 Oct 2026 · history grows every day

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 1Listed, not installable 0Not listed 1

India4.6

United States

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇮🇳 India (~100%).

India100%#160 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct

Chart	Country	Rank	Change
Top free · Finance	IN	#20	▼ 1
Trending · Finance	IN · 12 Oct	#85	▼ 20
Top free · Apps	IN	#160	▼ 20

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

Shares data with third parties Location, Personal info and 7 others
Collects data Location, Personal info and 7 others
Data is encrypted in transit
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

18 in 8 groups

7 Sensitive5 Notable6 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Use your camera to take photos and record videos
Record sound using your phone's microphone
Read all text and picture messages stored on your phone or SIM card
Receive and read incoming text messages, including one-time login codes
Send text messages from your phone, which may cost you money

LocationSensitive1

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION

SMSSensitive3

Access to read, send, and edit your text messages

Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS
Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
Send text messages from your phone, which may cost you moneysend SMS messages · SEND_SMS

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

MicrophoneSensitive1

Access to your phone's microphone to record sound

Record sound using your phone's microphonerecord audio · RECORD_AUDIO

PhoneNotable1

Access to phone calls, call history, and voicemail

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive9

Access to miscellaneous device features that don't fit other categories

See which apps you use and how often, if you allow usage accessupdate component usage statistics · PACKAGE_USAGE_STATS
Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Make your phone vibratecontrol vibration · VIBRATE
Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Read more · all 18 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Download

Full description

What is True Balance? True Balance is a secure and trusted platform for lending, payments, and financial services, built with the mission of “Finance for All". As an RBI-authorised prepaid payment instrument issuer, True Balance offers a digital and gift wallet for recharges, bill payments, money transfers, and UPI payments. It provides unsecured personal loans through RBI-registered NBFCs and is trusted by over 80 million users across India. You can apply for a personal loan from ₹1,000 to ₹2,00,000 with tenures from 6 to 24 months at a low processing fee. Through RBI-registered NBFCs and fintech partnerships, True Balance also enables access to loans of up to ₹5,00,000 with tenures ranging from 6 to 48 months, subject to the lender's policy. APR Range: 28.8% to 78% (as per lender policies) What are the biggest advantages of using the True Balance loan app? 1. Quick Personal Loans Get access to personal loans with a fully digital borrowing experience designed for speed, convenience, and reliability. ●Paperless application process ●24×7 availability across India ●Loan amount up to ₹5,00,000 via NBFCs and/or fintech partners ●Flexible repayment tenure from 6 to 48 months ●Affordable and transparent processing fees ●Direct bank account disbursal Example Online Loan Calculation: ●Loan Type: Unsecured Personal Loan ●Loan Amount: ₹10,000 ●Loan tenure: 6 months ●Interest Rate: 2.4% Per Month ●Processing Fee (6%): ₹600 + GST (18%): ₹708 ●Interest: ₹844 ●EMI: ₹1807 ●Total Repayment: ₹11,550 (includes processing fee + GST) *Interest rates may vary based on the borrower's risk profile. 2. Free CIBIL Score Checker for Faster Loan Approval Check your CIBIL score for free, get personalised credit insights and discover loan offers tailored to your credit profile. Check CIBIL score for free Personalised loan recommendations Credit insights for informed borrowing Better chances of loan approval 3. UPI Enjoy fast, secure, and seamless payments with the UPI-enabled True Balance Wallet (NPCI approved). ●Quickly transfer money to anyone, anytime ●Pay bills and recharge online ●24×7 merchant payments ●Pan-India service coverage ●Send money via mobile number using a UPI-enabled wallet ●Interoperable transfers, even to non-True Balance users What are must-have features in a personal loan? ●Quick and easy approvals ●100% digital and paperless process ●Flexible repayment options ●Transparent terms with no hidden charges ●Secure and encrypted platform ●24×7 access across India How can I apply for a personal loan online? Install the True Balance loan app Register with your mobile number Check eligibility with basic details Complete KYC verification Receive the approved loan amount directly in your bank account. Lending Partner Details (Loans facilitated by RBI-licensed NBFCs) ●True Credits Pvt. Ltd. ●InCred Financial Services Ltd ●Grow Money Capital Pvt. Ltd ●Vivriti Capital Ltd [formerly Hari and Co. Inv. Madras Ltd (formerly Hari and Co. Inv. Madras Pvt Ltd)] ●Northern Arc Capital Ltd ●Oxyzo Financial Services Ltd Fintech Partner Details ●Prefr Our Commitment to Customer Safety True Balance ensures a secure and reliable online loan app experience with strict data protection and responsible lending practices. Communication only via official channels Secure payments through authorised platforms Complete privacy and data protection App Permissions and Reasons Location: For online loan offers & video KYC SMS: For phone number verification & SIM binding for PPI interoperability Camera: For KYC process Phone Info: To prevent fraud Microphone: For video KYC Contact Information Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram, Haryana 122001, India Email: [email protected] Additional Information Fully online and secure process with a 4.6-star rating. Highly secured and encrypted system for customer data. Privacy Policy: https://www.truebalance.io/terms-and-conditions/privacy-policy Note: T&C Apply!

What's new

What's New ★Get exclusive discounts on foreclosure fees and your next loan’s processing fee when you close your loan early. ★Easily find and access your available insurance benefits from the More section. ★Enjoy a simpler and smoother e-Mandate registration experience. ★Experience stronger Pay Tab security with enhanced protection. ★App improvements and bug fixes for a better user experience. Update now for a smoother experience!

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