Palm Loan

Palm Loan – A Smarter Way to Borrow for Ghanaian Users No complicated processes, no hidden terms. From understanding your options to submitting your application, every step is clear, convenient, and under your control. Whether for daily expenses or urgent needs, just open the app and complete the process in a few steps. Get Started in 3 Steps Be 18 years or older and hold a valid Ghana Card Register an account with your mobile number View loan options and submit your application Key Features Browse various loan products with detailed descriptions Submit documents online – no need to visit any physical location Track your application progress in real time Receive automatic notifications of review results Loan Parameters Loan amount: 100 – 5,000 GHS (subject to approval) Term: 91 – 210 days Annual Percentage Rate (APR): 24% – 30% Fee Example Loan amount: 1,000 GHS | Term: 180 days | APR: 25% Estimated interest: approx. 123 GHS Total repayment at maturity: approx. 1,123 GHS This example is for illustrative purposes only and does not constitute a guarantee. Disbursement Method Once approved, funds will be sent to your linked momo account (supports MTN MoMo, Vodafone Cash, AirtelTigo Cash, etc., depending on availability). Eligibility Age 18 or older Legal resident of Ghana Hold a valid Ghana Card Have a verified momo account Have basic repayment capacity Privacy Commitment We collect only necessary information and take reasonable measures to protect data security. Your personal information will not be shared with any third party without your authorization.