Lumoni

Take a clearer approach to managing your credit journey with Lumoni. Lumoni brings account access, profile verification, available credit options, applications, orders, and payment information into one mobile experience. Follow a guided process, review what is available to you, and keep track of activity from your Android phone. WHAT YOU CAN DO • Sign in with your mobile number• Complete identity and eligibility verification step by step• Review available credit products and displayed limits• Select an option that matches your needs• Submit and monitor applications• View order and payment status in one place• Manage your profile and account information CLEARER CHOICES Available options are presented in one place so you can review them before continuing. Credit products and limits displayed in the app may vary according to eligibility and assessment results. GUIDED VERIFICATION Lumoni provides a structured verification flow to help confirm identity and assess eligibility. Depending on the feature and verification stage, the app may request access to your camera, SMS messages, or approximate location. Review each permission request and the Privacy Policy to understand how information is used. STAY INFORMED Use the Orders section to review application progress and payment information, helping you keep important account activity together. IMPORTANT INFORMATION Lumoni does not guarantee approval or a specific credit limit. Product availability, eligibility, limits, interest rates, fees, repayment schedules, and other terms depend on the applicable offer and assessment. Always review the agreement and all disclosures shown in the app before accepting any product. Borrow responsibly. Choose only an amount and repayment plan that you understand and can manage. By using Lumoni, you agree to the applicable Terms of Service and Privacy Policy.