Lumo

Lumo helps you keep track of everyday spending and build better money habits. Record income and expenses, see where your money goes, and manage your budgets and accounts in one place. EASY DAILY TRACKING Add income and expenses with categories, dates, accounts, notes, tags, and photo attachments. Use the built-in calculator when entering amounts, and find past records with search. CLEAR SPENDING INSIGHTS Explore weekly, monthly, and yearly summaries. View income and expense trends, compare spending by category, and review your monthly totals. BUDGETS AND SAVINGS GOALS Set a monthly budget and keep an eye on how much you have left. Create savings goals and update your progress as you save. ACCOUNTS AND MULTIPLE LEDGERS Track cash, bank accounts, savings accounts, credit cards, and digital wallets. Create separate ledgers for everyday spending, travel, or other needs. IMPORT, EXPORT, AND BACKUP Bring your existing records into Lumo from CSV, TSV, Excel, or JSON files. Preview records before importing and choose to skip duplicates. Export records as CSV, or create and restore a JSON backup. MAKE IT YOURS Choose from five color themes and nine languages: English, Simplified Chinese, Traditional Chinese, Japanese, Korean, Spanish, French, German, and Portuguese. BUILD A DAILY HABIT Set daily reminders and enable notification shortcuts to quickly open income or expense entry. Your financial records are stored locally on your device. Back up regularly to keep a copy of your data and move your records to a new device. Track simply. Live clearly.