Lumo

Name: Lumo
Author: Syntax Lab Technology

LiveSyntax Lab Technology1 app · 63 installsFinanceFreecom.rafay99.lumo

Track every dollar by hand. Private budgeting with no bank linking.

Alert me ★ Watch Open in Play ↗

Total installs: 63
Installs / day: +2
Rating: —★
Released: 11 Jul 2026
Last update: 10 Aug 2026
Countries: —

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

No data shared with third parties
Collects data Personal info, Financial info and 4 others
Data is encrypted in transit
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

16 in 6 groups

7 Sensitive2 Notable7 Routine

What this app can do with your phone

Use your camera to take photos and record videos
Record sound using your phone's microphone
Read photos, videos, and other files saved in your phone's shared storage
Add, change or delete photos, videos and other files in your phone's storage
Show its own windows or bubbles on top of other apps you are using

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

MicrophoneSensitive1

Access to your phone's microphone to record sound

Record sound using your phone's microphonerecord audio · RECORD_AUDIO

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive9

Access to miscellaneous device features that don't fit other categories

Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Make your phone vibratecontrol vibration · VIBRATE
Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Show all 6 permission groups ▾Show fewer ▴

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description

Lumo is manual-first money tracking for people who want full control over their finances. No bank linking. No data selling. No spreadsheets. Just you and your money. LOG WHAT MATTERS Track every expense with categories, merchant names, notes, and receipt photos. Lumo doesn't guess at your spending or pretend to know your context — you do. SAFE-TO-SPEND SIGNAL Lumo blends your cash flow, bills, and goals into a single confidence number that updates as you spend. Know what's safe to spend today, not just what's in your account. ADAPTIVE BUDGETING Cycle-aware budgets that roll forward and keep you in control. Set limits for each goal and get nudges before you drift. FORECASTING & INSIGHTS Real cash runway, bill timing, and savings pace in one glance. Prediction models surface trends before they hit. INCOME & LOAN TRACKING Model salary, freelance, and recurring income patterns. Track money lent, repaid, and outstanding balances. RECEIPT CAPTURE Scan receipts and attach clean records to your expenses. Extract transaction details automatically from photos. SMART NOTIFICATIONS Reminders for spending, cycles, and critical updates. Get notified about unusual spending, upcoming bills, and low balances before they become problems. PRIVATE BY DEFAULT No bank logins. No third-party trackers. No ads. No data selling. Ever. Your data is encrypted in transit and the only person looking at your money is you. DATA YOU OWN Export your complete financial data anytime. Delete individual transactions, wipe all data, or remove your entire account — your data, your choice. Lumo is currently in private beta and available on Android. Join the waitlist at lumocash.com.

What's new

• One-time income (bonuses, refunds) now counts right away • Pick the real date money arrived • "Proceed Anyway" now records over-budget purchases • Balances go below zero so you see how far over you are • Repaid loans return to your budget • Fixed unreachable repayment button and dark mode text • Updated for Android 16

Growing in Finance

Category →