App Intel

NH스마트뱅킹

Live농협3 apps · 43.8M installsFinanceFreenh.smart.banking

From banking to asset management! Conveniently at once with NH Smart Banking!

Alert me★ WatchOpen in Play ↗
Total installs
24,860,225
exact · Play shows 10,000,000+
Installs / day
+5.4K
7-day avg · last day +8.1K
Rating
3.5★
46.6K ratings · 37 reviews
Released
7 Dec 2018
7.9y ago
Last update
2 Oct 2026
v4.3.9 · 11d ago
Countries
—
not checked yet

Install history

exact counter from Google Play
24.8M31.1M37.4M43.7M50M10 Oct12 Oct13 Oct
24.8M31.1M37.4M43.7M50M10 Oct12 Oct13 Oct

Installs per day · last 90 days

05K10K15K20K11 Oct12 Oct13 Oct

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇰🇷 South Korea (~100%).

  1. South Korea100%#196 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct
ChartCountryRankChange
Top free · Finance KR#26▲ 3
Trending · Finance KR#31—
Top free · Apps KR#196▼ 6

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • Shares data with third parties Personal info and Messages
  • Collects data Messages and Device or other IDs
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

34 in 12 groups
13 Sensitive14 Notable7 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Know your exact location using GPS, Wi-Fi and mobile networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • See every contact saved on your phone, including names, numbers and emails
  • Add, change or delete contacts saved on your phone
ContactsSensitive2

Access to the contacts saved on your phone

  • See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS
  • Add, change or delete contacts saved on your phonemodify your contacts · WRITE_CONTACTS
LocationSensitive2

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
  • Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION
SMSSensitive1

Access to read, send, and edit your text messages

  • Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
PhoneSensitive2

Access to phone calls, call history, and voicemail

  • Call phone numbers without your input, which may cost you moneydirectly call phone numbers · CALL_PHONE
  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
Device & app historyNotable1

Access to which apps you run, system logs, and your web browsing history

  • See which apps are running or were recently used on your deviceretrieve running apps · GET_TASKS
Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherSensitive18

Access to miscellaneous device features that don't fit other categories

  • See which apps you use and how often, if you allow usage accessupdate component usage statistics · PACKAGE_USAGE_STATS
  • Create its own accounts on your device and read or set their passwordscreate accounts and set passwords · AUTHENTICATE_ACCOUNTS
  • See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
  • Turn Bluetooth on or off and find and pair with nearby Bluetooth devicesaccess Bluetooth settings · BLUETOOTH_ADMIN
  • Change how your phone connects to networks, like switching connections on or offchange network connectivity · CHANGE_NETWORK_STATE
  • Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
  • Close other apps that are running in the backgroundclose other apps · KILL_BACKGROUND_PROCESSES
  • Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Bring apps to the front or send them to the backgroundreorder running apps · REORDER_TASKS
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Use the phone's built-in download manager to download and manage filesAccess download manager. · ACCESS_DOWNLOAD_MANAGER
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Send system messages that stay stored after sending; heavy use can slow your phonesend sticky broadcast · BROADCAST_STICKY
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • access SurfaceFlingerGoogle Play label
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
(고객행복센터 1588-2100, 상담시간 평일  9시~18시) [주요서비스] ■ 간편하고 안전한 뱅킹 - 간편비밀번호(숫자6자리)로 로그인하면 일 500만원까지 보안매체 없이 이체가 가능해요. - 모바일OTP를 발급하면 실물 보안매체 없이 안전하게 금융거래가 가능해요. ■ 금융상품몰 - 영업점 방문없이 비대면 계좌개설이 가능해요 - 나만의 맞춤상품을 추천받고 가입할 수 있어요 ■ 퇴직연금 - MY퇴직연금, 개인형IRP 입금, 적립금 운용지시, 운용현황조회 등 퇴직연금 전용 서비스를 제공해요 ■ 음성 통합 검색 및 상담톡 - 음성으로 쉽게 스마트뱅킹의 메뉴와 콘텐츠를 검색할 수 있어요. - 궁금한 점은 언제나 24시간 잠들지 않는 상담톡으로 해결해드려요. ■ 마이페이지 - 우수고객등급, 혜택정보 등을 한눈에 확인해 보세요. ---------------------------------------------------------------------------------------------------------- 서비스를 이용하려면 다음 접근 권한을 허용해야 합니다. [필수 접근 권한] 1. 전화 : 휴대폰 상태 및 기기정보에 대한 접근권한으로 본인인증, 모바일OTP, NH인증서 발급, 상담 전화 이용을 위해 접근이 필요합니다. 2. 설치된 앱 : 전자금융거래 사고 방지를 위해 스마트기기의 앱 설치 정보를 확인합니다. [선택 접근 권한] 1. 저장공간 : 사진, 미디어, 파일 등 저장공간에 대한 접근 권한으로 인증서 저장/관리, 통장사본/이체확인증 저장 2. 근처기기 : 블루투스 기기 연결, 음성지원안내 서비스 3. 마이크 : 영상통화, 상담톡, 음성검색 서비스 4. 알림 : 입출금, 이벤트 및 혜택 정보 알림 수신 5. 연락처 : 이체 후 결과 문자메시지 전송, 연락처 송금 서비스 6. 위치 : 영업점 찾기 서비스 7. 카메라 : 신분증 촬영, 서류 제출, QR코드 인식 ※ NH스마트뱅킹은 민감정보에 대해서는 원칙적으로 수집하지 않으며, 필요한 경우 고객의 별도 동의를 받아 수집하고 동의 목적을 위해서만 제한적으로 이용합니다. [접근 권한 설정] - 설정 > 애플리케이션 > NH스마트뱅킹 > 권한 - 선택 접근 권한은 허용하지 않아도 서비스를 이용할 수 있으나, 일부 기능은 제한될 수 있습니다. NH농협은 앞으로도 지속적인 서비스 확대 및 기능 개선을 위해 최선을 다하겠습니다.

What's new

[기능 관련 업데이트] - 메인화면 개선 - 즐겨찾기 기능 추가 - 다크모드 지원 - 공과금 메인화면 신설 및 납부하기/납부내역 구분 - 전자증명서 확대 (주민등록등본/초본, 소득금액증명, 사업자등록증명) - 전체 메뉴 재구성 [필독] 1. 앱 설치가 지속적으로 안되는 경우 휴대폰의 '설정 > 애플리케이션 > Google Play 스토어 > 저장공간' 에서 데이터 삭제 및 캐시 삭제 후 재시도 2. 앱 로딩이 지연되는 경우 ① 앱 완전 종료 후 스마트폰 재부팅 ② 스마트폰 네트워크 환경 변경(LTE/WIFI 전환 또는 비행기모드 활성화 후 해제) ③ 스마트뱅킹 앱 재실행

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