KreideKasse – Debt Tracker

KreideKasse is your personal debt tracker, IOU app and repayment tracker in one. Whether you owe money, have lent money to someone else or simply want a clear overview of repayments and open balances, KreideKasse helps you stay organized without spreadsheets, paper notes or the classic “I’ll remember it” fantasy that usually collapses within a few weeks. Get out of the red and into a plan. WHAT MAKES KREIDEKASSE DIFFERENT • Track debts and money lent Keep personal debts, IOUs, repayments, installment purchases, credit card balances, private loans and other open amounts in one place. • See who owes what View what you still owe, who owes you money, what has already been paid and which balances are still open. • Your data stays local The debt, payment and planning data you enter is stored locally on your device. KreideKasse does not operate its own cloud for your private financial notes. • A clear personal debt overview Use KreideKasse as a personal debt tracker and digital debt list for everyday life. Active, completed and upcoming entries stay easy to understand. • Simple enough for daily use Add an entry, record a payment and track your progress. No spreadsheets, no accounting degree and no financial-office feeling every time you open the app. WHAT KREIDEKASSE CAN DO • Add debts and amounts owed Create entries with a name, creditor, original amount, remaining balance, interest rate, currency, start date, due date and notes. • Organize with categories Use built-in categories such as private loan, credit card, car loan, student loan, installment purchase or other. You can also create and edit your own categories. • Record repayments Add payments with a date, amount and note. The payment history shows what has already been paid and what remains open. • Track progress The dashboard shows remaining balances, paid amounts, active and completed entries, overall progress and the next payment due. • Create repayment plans Plan repayments weekly, every two weeks, monthly, quarterly or yearly. Use automatic calculation, a fixed installment or a custom payment amount. • Store payment details Save payment method, IBAN, BIC, account holder, payment reference and mandate reference, so important information does not disappear somewhere between a chat history, a scrap of paper and complete mental failure. • Search, sort and filter Find entries by search and sort them by name, amount, remaining balance, date, category or creditor. Filter active, completed, borrowed and lent amounts. • Local reminders Receive local notifications for upcoming payments. Because “I completely forgot about that” is not a repayment strategy. • Export, backup and restore Export your data as a CSV file, create local backups and restore them later. • Personal settings Choose your language, currency, display mode, dark mode and accent color. PRIVACY WITHOUT CLOUD NONSENSE KreideKasse stores your debt and payment data locally in an SQLite database on your device. It is not processed in a dedicated KreideKasse cloud. For optional features such as Google Play subscriptions, advertising, analytics or crash diagnostics, technical data may be processed by Google services. More information is available in the privacy policy. START FOR FREE, UPGRADE WHEN NEEDED The free version includes advertising. KreideKasse Premium unlocks unlimited entries, CSV export, backup and restore, repayment plans, payment reminders and an ad-free experience. Premium can be tested free for seven days and is managed through Google Play. WHAT KREIDEKASSE IS NOT KreideKasse is not a bank, lender, debt relief service, debt counseling service or payment app. It helps you organize, plan and track personal debts, IOUs, repayments and money lent.