Kwarta: Budget & Debt Tracker

Kwarta puts your budget, bills, and debt in one clear view. 100% free to use, with no paid upgrades. 💰 PLAN YOUR BUDGET • Organize income, expenses, and savings in one place. • See how much is assigned to spending and debt, and what is left. TRACK DEBT AND PLAN PAYMENTS • Keep balances, minimum payments, due dates, and payment history together. • Choose Snowball, Avalanche, or due-date order for your payoff plan. • View debt-free forecasts and progress based on the records you enter. KEEP UP WITH BILLS • Track rent, utilities, subscriptions, and other regular bills. • Review upcoming, overdue, and paid bills in one place. 🛒 SHOP WITH A GROCERY BUDGET • Build a shopping list and compare planned prices with actual spending. • See how your grocery purchases fit your food budget. 🔎 CHECK BEFORE YOU BORROW • Search loan apps and review available public information and warning signs. • Open related community discussions for more context. • Loan Checker provides information, not loan approval or a guarantee of safety. UNDERSTAND YOUR CREDIT READINESS • Use Credit Builder to review estimates based on your records and payment habits. • These are planning estimates, not an official credit score or a promise of approval. LEARN AND CONNECT • Read practical guides about debt, payments, and borrowing. • Join Usapang Utang community discussions and share your progress. YOUR ACCOUNT, YOUR CHOICE • Start planning in Guest mode, or sign in for account features. • Delete your Kwarta account directly in the app when you no longer need it. • Review what will be removed before confirming; local Guest records are managed separately. 100% FREE, WITH NO PAID UPGRADES • No subscriptions or paid upgrades. • Kwarta is supported by ads. Some features require watching a sponsor video. Kwarta is a money-planning and information app. It does not offer loans, arrange credit, or guarantee financial outcomes.