Wallet Ledger: Smart Credit

Take full control of your business credit, customer balances, and daily collections with a simple, secure digital ledger. Replace outdated paper bahi-khata registers and messy notebooks with an easy-to-use party ledger and payment reminder app designed specifically for small business owners, retailers, wholesalers, and freelancers. Track exactly who owes you money ("Lena Hai"), record payments received ("Payment In"), and send friendly payment reminders on WhatsApp with just one tap. Key Features: Complete Business Overview: Monitor your total receivables ("Total to Collect"), active parties, and recent credit/payment transactions right from your home dashboard. Smart Party Management: Organize contacts by Customers, Suppliers, Friends, Family, or Others. Easily import contacts from your phonebook, add custom notes, addresses, and party photos. Credit & Payment Recording: Log credit given ("Mal Diya") and payments received with payment modes (Cash, UPI, Bank Transfer). Attach bill photos or product receipts to any transaction for clear proof. Automated & WhatsApp Reminders: Track promised payment dates and follow-up alerts categorized by Pending, Overdue, and Completed. Send quick payment reminders via WhatsApp with a single tap. Google Drive Backup & Restore: Keep your financial records 100% safe. Back up all your parties and wallet ledger transactions directly to your personal Google Drive and restore them anytime on a new device. Multi-Layer Security: Protect your sensitive business and financial data with a secure 4-to-8-digit App Unlock PIN, Biometric/Fingerprint authentication, and account password protection. Bilingual Support (English & हिन्दी): Switch smoothly between English and Hindi anytime to manage your daily ledger in your preferred language. Whether you run a general store, kirana shop, wholesale distribution, or freelance service, eliminate payment delays and keep your cash flow healthy. Download now to manage your khata digitally, collect payments faster, and grow your business!