MobiKwik: Loans, UPI & Wallet Live

Name: MobiKwik: Loans, UPI & Wallet
Rating: 4.42 (3556456 reviews)
Author: One MobiKwik Systems Limited

One MobiKwik Systems Limited2 apps · 138.3M installsFinanceFree · contains adscom.mobikwik_new

Loans up to Rs. 15L, UPI & Wallet, Recharges & Bill Payments, Credit Cards, FD

Alert me ★ Watch Open in Play ↗

Total installs: 135,659,075
Installs / day: —
Rating: 4.4★
Released: 25 Aug 2012
Last update: 6 Oct 2026
Countries: 1/2

Install history

exact counter from Google Play

30d

Installs per day · last 30 days

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 1Listed, not installable 0Not listed 1

Sign in to see availability in every country A free account shows the full history, every change and every country on 20 app pages a day.

Top countries

estimate · charts of 10 Oct

Most downloads likely come from 🇮🇳 India (~100%).

India100%#199 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 10 Oct

Chart	Country	Rank	Change
Top free · Apps	IN	#199	—

Permissions

34 in 12 groups

16 Sensitive11 Notable7 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Know your exact location using GPS, Wi-Fi and mobile networks
Use your camera to take photos and record videos
Record sound using your phone's microphone
See the list of accounts on your phone, like Google or email accounts
See every contact saved on your phone, including names, numbers and emails

IdentitySensitive2

Access to accounts on the device and your personal profile card

See the list of accounts on your phone, like Google or email accountsfind accounts on the device · GET_ACCOUNTS
Add or remove accounts on your device and delete their saved passwordsadd or remove accounts · MANAGE_ACCOUNTS

ContactsSensitive2

Access to the contacts saved on your phone

See the list of accounts on your phone, like Google or email accountsfind accounts on the device · GET_ACCOUNTS
See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS

LocationSensitive2

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION

SMSSensitive3

Access to read, send, and edit your text messages

Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS
Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
Send text messages from your phone, which may cost you moneysend SMS messages · SEND_SMS

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

MicrophoneSensitive1

Access to your phone's microphone to record sound

Record sound using your phone's microphonerecord audio · RECORD_AUDIO

PhoneNotable1

Access to phone calls, call history, and voicemail

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive16

Access to miscellaneous device features that don't fit other categories

Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
Turn Bluetooth on or off and find and pair with nearby Bluetooth devicesaccess Bluetooth settings · BLUETOOTH_ADMIN
Change how your phone connects to networks, like switching connections on or offchange network connectivity · CHANGE_NETWORK_STATE
Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Turn automatic syncing on or off for your accounts, like contacts or emailtoggle sync on and off · WRITE_SYNC_SETTINGS
Use the phone's built-in download manager to download and manage filesAccess download manager. · ACCESS_DOWNLOAD_MANAGER
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Check whether automatic sync is turned on for your accountsread sync settings · READ_SYNC_SETTINGS
Make your phone vibratecontrol vibration · VIBRATE
Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description

MobiKwik is India’s favourite app for instant loans up to ₹15 Lakhs, seamless UPI payments, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs. 💰 Instant Personal Loans Get the funds you need with a 100% digital process. - Credit Limit: From ₹30,000 up to ₹15,00,000. - Instant Disbursal: Funds in your bank account in minutes. - Tenure: Flexible repayment from 3 to 36 months. - Interest Rates: Starting from 0.9% per month. - APR: 12% - 45%. Sample Loan Calculation: Loan Amount: ₹50,000 | Tenure: 12 months Interest rate: 16% p.a. Effective APR: 19.89% | EMI: ₹4,537 Processing Fee (2%): ₹1,000 Total Repayment: ₹55,444 ⚡ UPI & QR Payments Experience lightning-fast payments with India’s most versatile UPI app. - Scan & Pay: Pay at any merchant QR code instantly. - RuPay Credit Card on UPI: Link your card and scan to pay at any store. - Money Transfer: Send money to any UPI ID, mobile number, or bank account. - Self Transfer: Move funds between your own bank accounts effortlessly. 🚀 Pocket UPI The power of UPI without a bank account. - No Bank Required: Use your wallet balance for UPI transactions. - Clean Statements: Keep small daily spends off your bank passbook. - Biometric Security: Pay via Fingerprint or Face ID - no PIN needed for small scans. - Top-up option Limits: Load wallet via Credit Card, Debit Card or UPI. 👛 India’s Leading Digital Wallet MobiKwik is India's pioneer in digital wallet payments, offering unmatched speed and flexibility. - Add Money via Credit Card: Use your credit card to load your wallet and manage spends. - Transfer to Bank: Move your wallet balance to any bank account instantly. - Widest Acceptance: Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more - One-Tap Checkout: Enjoy the fastest checkout experience without waiting for OTPs. 💳 MobiKwik First Card A credit card for everyone, backed by a Fixed Deposit - 100% Guaranteed Approval with no income proof. - Earn up to 7.9% interest on your FD while you spend. - The fastest way to build or improve your credit score. 📈 Wealth & Investments - Fixed Deposits: Industry-leading returns up to 8.3% p.a. - Invest in Bonds: Secure your future with stable returns on high-rated Bonds. - Stock Tracking: Monitor and track your stocks and portfolio performance in real-time. - Digital Gold: Buy or start a SIP in 24K pure gold from ₹10. - LENS Spend Tracker: Track balances across banks and get smart insights. 📱 Utilities & Bill Payments - Recharges: Instant mobile, DTH, and Data packs. - Bill Payments: Electricity, Water, Gas, and FASTag for 300+ billers. - Credit Card Bills: Instant settlement for all major bank credit cards. Lending Partners: Northern Arc Capital, Hero FinCorp Limited, SMFG India Credit, IDFC FIRST Bank Limited, Poonawalla Fincorp, Krazybee Services (KB NBFC), Piramal Finance Limited, Suryoday Small Finance Bank, Bharatpe Capital, L&T Finance. Contact Us: One MobiKwik Systems Limited, Sector-53, Gurugram, Haryana 122003, India. 📞 080-69808686 | 🌐 www.mobikwik.com/help

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