Universo Mobile Banking

Name: Universo Mobile Banking
Rating: 3.00 (5062 reviews)
Author: Universo, IME, S.A.

LiveUniverso, IME, S.A.1 app · 673.4K installsFinanceFreecom.universo.app

Infinitely Simple Mobile Banking: Payments, Personal Credit and Insurance

Alert me ★ Watch Open in Play ↗

Total installs: 673,435
Installs / day: +582
Rating: 3.0★
Released: 22 Feb 2025
Last update: 21 Sept 2026
Countries: —

Installs per day

gain of the exact counter

Lifetime avg ≈ 1.1K/day (all installs ÷ days since release)

Daily tracking since 10 Oct 2026 · history grows every day

Install history

exact counter from Google Play

3dAll

Dashed: estimate from the release date (no daily data before 10 Oct 2026) · time axis compressed before that day

Daily tracking since 10 Oct 2026 · history grows every day

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇵🇹 Portugal (~100%).

Portugal100%#177 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct

Chart	Country	Rank	Change
Top free · Finance	PT	#16	▼ 1
Top free · Apps	PT · 12 Oct	#177	▼ 15

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

Shares data with third parties Personal info, Files and docs and 2 others
Collects data Location, Personal info and 6 others
Data is encrypted in transit
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

24 in 10 groups

11 Sensitive8 Notable5 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Know your exact location using GPS, Wi-Fi and mobile networks
Use your camera to take photos and record videos
Record sound using your phone's microphone
See every contact saved on your phone, including names, numbers and emails
Add, change or delete contacts saved on your phone

ContactsSensitive2

Access to the contacts saved on your phone

See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS
Add, change or delete contacts saved on your phonemodify your contacts · WRITE_CONTACTS

LocationSensitive2

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

MicrophoneSensitive1

Access to your phone's microphone to record sound

Record sound using your phone's microphonerecord audio · RECORD_AUDIO

PhoneNotable1

Access to phone calls, call history, and voicemail

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive11

Access to miscellaneous device features that don't fit other categories

Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication · NFC
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Download files in the background without showing you a download notificationdownload files without notification · DOWNLOAD_WITHOUT_NOTIFICATION
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Make your phone vibratecontrol vibration · VIBRATE
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Read more · all 24 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Download

Full description

Sobre a App Universo Entre na nova dimensão financeira do Home Banking com a nova App Universo. Uma aplicação gratuita que lhe permite aderir, controlar e gerir todo o seu Universo, através do seu telemóvel, de forma rápida. Quer ver o saldo do seu Cartão Universo, fazer pagamentos ou transferências? Quer proteger a sua saúde e o bem-estar da sua família? Fazer um Crédito Pessoal que lhe permita dar vida aos seus projetos? Garantir um futuro mais tranquilo para si e para os seus, acedendo ao potencial de crescimento dos mercados financeiros, sem preocupações? Tudo isto e muito mais na sua App Universo. Vantagens da sua App Universo 1. Adesão ao Cartão Universo de forma totalmente digital 2. Consulta de dados em tempo real: - Saldo - Descontos acumulados em cada compra - Gastos por Modalidade de pagamento (3x com juros, Fim do Mês, etc.) - Valor da próxima mensalidade - Histórico de extratos - Comprovativos de pagamentos de todas as transações 3. Pagamentos online e cartões virtuais: - Criação e gestão de cartões virtuais, para pagamentos online em segurança - Pagamentos online em 3x, 6x ou 12x, em todos os sites do mundo 4. Gestão das suas finanças pessoais e do seu orçamento: - Fazer pagamentos de compras/serviços e pagamentos ao Estado - Escolher modalidades de pagamento: 3x, 6x, 12x ou Fim do Mês - Fazer carregamentos de telemóveis - Fazer transferências para a sua conta à ordem ou para qualquer outra conta bancária, em Portugal ou na zona SEPA - Alterar modalidades de pagamento das suas transações - Alterar a percentagem da sua mensalidade, associada à modalidade Fim do Mês - Fazer o download do comprovativo de pagamento para todas as suas transações - Agendar transferências - Gerir débitos diretos 5. Gestão personalizada e com toda a segurança do seu cartão Universo: - Definir controlos e alertas de utilização - Alterar o PIN do seu Cartão - Substituição do seu novo cartão - Bloquear temporariamente e/ou substituir o seu cartão em caso de roubo ou perda - Associar o Cartão Continente - Fazer download do comprovativo de pagamento para todas as suas transações 6. Subscrição e acompanhamento de pedidos de crédito: - Crédito Pessoal - Crédito Consolidado 7. Subscrição e gestão de seguros: - Seguro de Saúde - Seguro Casa - Seguro Dentista 8. Subscrição e gestão de produtos de Poupança & Investimento - Investimento Defensivo . Investimento Equilibrado - Investimento Dinâmico Serviço de Apoio ao Cliente FAQ

What's new

- Melhorámos a estabilidade e a performance geral da app. - Resolvemos pequenas falhas para uma experiência mais fluida. Mais clareza, mais segurança, mais App Universo.

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