Moniepoint Personal Banking
Instant money transfer, up to 20% savings interest, debit cards & USSD banking.
- Total installs
- 26,566,112
- Installs / day
- —
- Rating
- 4.6★
- Released
- 31 Jul 2023
- Last update
- 28 Sept 2026
- Countries
- —
exact · Play shows 10,000,000+
measured after our second crawl (about a day)
332.6K ratings · 701 reviews
3.2y ago
v1.76.0 · 13d ago
not checked yet
Install history
exact counter from Google PlayInstalls per day · last 90 days
Change timeline
No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.
Country availability
Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.
Top countries
estimate · charts of 12 OctMost downloads likely come from 🇳🇬 Nigeria (~93%), out of 32 countries where it is charted.
Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.
Top chart positions
as of 12 Oct| Chart | Country | Rank | Change |
|---|---|---|---|
| Top free · Finance | NG · 11 Oct | #2 | — |
| Top free · Finance | NE · 11 Oct | #8 | — |
| Top free · Apps | NG | #10 | = |
| Top free · Finance | LY · 11 Oct | #38 | — |
| Top free · Finance | EE · 11 Oct | #43 | — |
| Top free · Finance | LU · 11 Oct | #43 | — |
| Top free · Finance | ME · 11 Oct | #43 | — |
| Top free · Finance | MT · 11 Oct | #43 | — |
| Top free · Finance | BA · 11 Oct | #44 | — |
| Top free · Finance | GA · 11 Oct | #44 | — |
| Top free · Finance | MO · 11 Oct | #44 | — |
| Top free · Finance | AG · 11 Oct | #45 | — |
| Top free · Finance | GW · 11 Oct | #45 | — |
| Top free · Finance | LI · 11 Oct | #45 | — |
| Top free · Finance | MK · 11 Oct | #45 | — |
| Top free · Finance | MU · 11 Oct | #45 | — |
| Top free · Finance | NA · 11 Oct | #45 | — |
| Trending · Finance | NG · 11 Oct | #45 | — |
| Top free · Finance | AW · 11 Oct | #46 | — |
| Top free · Finance | BZ · 11 Oct | #46 | — |
| Top free · Finance | CV · 11 Oct | #46 | — |
| Top free · Finance | FJ · 11 Oct | #46 | — |
| Top free · Finance | IS · 11 Oct | #46 | — |
| Top free · Finance | TT · 11 Oct | #46 | — |
| Top free · Finance | BS · 11 Oct | #47 | — |
| Top free · Finance | BJ · 11 Oct | #54 | — |
| Top free · Finance | ML · 11 Oct | #59 | — |
| Top free · Finance | CM · 11 Oct | #88 | — |
| Trending · Apps | NG | #91 | ▲ 15 |
| Top free · Finance | GH · 11 Oct | #98 | — |
| Top free · Finance | CA · 11 Oct | #115 | — |
| Trending · Finance | FR · 11 Oct | #124 | — |
| Top free · Finance | DZ · 11 Oct | #127 | — |
| Top free · Finance | NL · 11 Oct | #158 | — |
| Top free · Finance | GB · 11 Oct | #168 | — |
Show all 35 chart positions
App manifest
Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.
Data safety
declared by the developer on Google Play- Shares data with third parties Photos and videos and App info and performance
- Collects data Personal info, Photos and videos and 4 others
- Data is encrypted in transit
- You can ask for your data to be deleted
This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.
Permissions
21 in 8 groups11 Sensitive4 Notable6 Routine
What this app can do with your phone
- Know roughly where you are, using mobile towers and Wi-Fi networks
- Know your exact location using GPS, Wi-Fi and mobile networks
- Use your camera to take photos and record videos
- Record sound using your phone's microphone
- See every contact saved on your phone, including names, numbers and emails
- Add, change or delete contacts saved on your phone
ContactsSensitive2
Access to the contacts saved on your phone
- See every contact saved on your phone, including names, numbers and emailsread your contacts ·
READ_CONTACTS - Add, change or delete contacts saved on your phonemodify your contacts ·
WRITE_CONTACTS
LocationSensitive2
Access to where your device is, using GPS or network signals
- Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) ·
ACCESS_COARSE_LOCATION - Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) ·
ACCESS_FINE_LOCATION
Photos/Media/FilesSensitive2
Access to photos, videos, music and other files stored on your device
- Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage ·
READ_EXTERNAL_STORAGE - Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage ·
WRITE_EXTERNAL_STORAGE
StorageSensitive2
Access to files, photos and media saved on your phone's storage
- Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage ·
READ_EXTERNAL_STORAGE - Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage ·
WRITE_EXTERNAL_STORAGE
CameraSensitive1
Access to your camera to take photos and record video
- Use your camera to take photos and record videostake pictures and videos ·
CAMERA
MicrophoneSensitive1
Access to your phone's microphone to record sound
- Record sound using your phone's microphonerecord audio ·
RECORD_AUDIO
Wi-Fi connection informationRoutine1
Access to details about Wi-Fi networks your device sees or uses
- See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections ·
ACCESS_WIFI_STATE
OtherSensitive10
Access to miscellaneous device features that don't fit other categories
- Show its own windows or bubbles on top of other apps you are usingdraw over other apps ·
SYSTEM_ALERT_WINDOW - See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices ·
BLUETOOTH - Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication ·
NFC - Start itself automatically as soon as your phone finishes turning onrun at startup ·
RECEIVE_BOOT_COMPLETED - Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping ·
WAKE_LOCK - Check whether you are online and whether you use Wi-Fi or mobile dataview network connections ·
ACCESS_NETWORK_STATE - Connect to the internet to load content and send datafull network access ·
INTERNET - Make your phone vibratecontrol vibration ·
VIBRATE - Check with Google Play that you got this app legitimatelyGoogle Play license check ·
com.android.vending.CHECK_LICENSE - Receive push messages sent from the app's servers over the internetreceive data from Internet ·
com.google.android.c2dm.permission.RECEIVE
Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.
Store listing
Full description
Looking for a fast, reliable online banking app in Nigeria? Moniepoint Personal Banking gives you instant money transfers, free virtual cards, affordable physical debit cards, and high-yield savings accounts designed for your everyday lifestyle.
Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking.
---
KEY FEATURES OF MONIEPOINT PERSONAL BANKING
⚡ Instant & Reliable Money Transfers
• Enjoy fast money transfers with 99.9% uptime that never leave you stranded.
• Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria.
• Zero-fee monthly transfers for eligible young adults and students (ages 16–24).
• Get instant debit and credit transaction alerts directly on your phone.
💳 Free Virtual Cards & Instant Physical Debit Cards
• Free Virtual Cards:
- Generate a secure virtual card in 1 minute with ₦0 issuance fee.
- Enjoy 100% free card maintenance with zero monthly or annual fees.
- Shop safely online, pay for digital subscriptions, and manage web checkouts with ease.
• Physical ATM Debit Cards:
- Get a durable physical debit card for only ₦1,000.
- Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700.
- Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you.
- Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide.
- In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap.
💰 High-Interest Savings & Daily Returns
• Earn up to 20% annual interest on your savings with daily interest alerts.
• Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money.
• Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals.
• Flexible Savings: Save for emergencies and withdraw anytime.
• Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns.
📶 Offline USSD Banking (*5573#)
• Bank without data or an internet connection.
• Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime.
💡 Airtime, Data & Utility Bill Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds.
• Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards.
💼 Salary Accounts, Student Banking & Quick Credit
• Open a salary account and receive payments with zero delays.
• Access quick emergency cash and flexible overdraft solutions.
• Tailored for students, NYSC corps members, freelancers, and salary earners.
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SAFE, SECURE & FULLY REGULATED
🔒 Bank-Grade Security & Deposit Protection
• Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Protected with biometric fingerprint/facial login, 2FA, and 24/7 automated fraud monitoring.
---
24/7 CUSTOMER CARE & SUPPORT
We are always available to help you with your account:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today — the smart online bank that works when you need it!
What's new
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
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