Udhaar Box - Personal Loan App

Udhaar Box is a digital lending application owned and operated by MONEYPLUS FINANCIAL SERVICES LIMITED, an RBI-registered Non-Banking Financial Company (NBFC). All loans are issued by MONEYPLUS FINANCIAL SERVICES LIMITED. Udhaar Box offers a fully digital lending experience for India — clear terms, fast decisions, no branch visits. Download the app to get started. Need urgent funds? Apply online for quick personal loans and get approved without visiting a branch. Perfect for covering costs like vacations, studies, purchases, celebrations, financial restructuring, home emergencies, or healthcare expenses. LOAN HIGHLIGHTS: Borrowing range: ₹1,000 to ₹50,000 Rates: 0% to 36% annually Effective APR: 0% to 125% Loan period: 3 to 6 months Minimal processing charges Fully digital, paperless platform Certified RBI-licensed lender - transparent & secure WHY PICK UDHAAR BOX? ⚡ Loan Approvals in seconds – get funds in minutes with AI-powered verification 📲 100% Digital Process – no paperwork, everything via Udhaar Box app 🔑 No Collateral Required – fully unsecured loans 📑 Minimal Documentation – apply with just PAN Number, Aadhaar Number & basic details 🔄 Flexible Repayment Options – choose a plan that fits your needs 🔒 Secure & Private – bank-grade encryption keeps your data safe REQUIREMENTS TO QUALIFY Must be an Indian citizen with age 22+ Valid PAN card, Aadhaar ID, and Selfie Example of How a Loan Works (Illustrative) 💡 Loan sanctioned by MONEYPLUS FINANCIAL SERVICES LIMITED: ₹2,00,000 for 3 years 💰 Processing Fee: ₹8,260 (3.5% + GST + ₹500 Stamp Duty) 📉 Interest Rate: 24% p.a. (on reducing principal balance) 💳 EMI: ₹8,020 per month 📊 Total Payable: ₹2,88,720 📌 Total Interest Paid: ₹80,460 📈 Annual Percentage Rate (APR): 30.15% Fees & Charges 💳 Foreclosure Charges: 4% of Principal Outstanding* + GST 💰 Part-Prepayment Charges: 4% of Principal Prepaid* + GST ⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower) 📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable) 🔹 *Rounded to the nearest rupee HOW TO OBTAIN YOUR LOAN IN 8 ACTIONS 1. Download and install the Udhaar Box app 2. Register using your phone number 3. Complete identity verification - Enter PAN, Aadhaar and Selfie 4. Select your preferred loan sum and payment schedule 5. Authenticate your UPI account and activate automatic payments 6. E-sign all loan paperwork 7. Receive funds in your account within minutes PERFECT FOR WHO? Wage earners seeking instant personal loans or advance wages Business owners and freelancers who need fast financing Residents of smaller cities requiring rapid loan options Those facing sudden health or home-related expenses Professionals starting their career with small borrowing needs Anyone seeking short-duration loans with adaptable conditions LICENSED BY RBI Udhaar box operates as a division of MONEYPLUS FINANCIAL SERVICES LIMITED (https://moneyplusfin.com/), holding valid RBI licensing as an NBFC. Lending follows RBI's regulations for customer protection and operational transparency. Address: B-18, B-BLOCK, Mahavir Enclave, New Delhi, West Delhi, Delhi - 110045 Email: [email protected] Phone: 9818139887 Website: https://udhaarbox.in/