Halvio: Split & Settle Live

Halvio is the simplest way to split shared expenses with friends, roommates, and groups. Whether it's a trip, shared rent, dinner, or a weekend out, Halvio keeps everyone's share clear and fair — without the awkward "who owes who" texts. WHAT YOU CAN DO Create groups for trips, flatmates, or one-off events. Add expenses and split them equally, by exact amount, or by percentage. Add members who aren't on the app yet — no signup required for them. Track real-time balances showing exactly who is owed what. Get smart settle-up suggestions that minimize the number of payments needed to clear all debts. Use any currency — live exchange rates keep the math accurate across countries. WHY HALVIO Most expense apps either bury you in features or are too basic to handle a real trip. Halvio sits in the middle: powerful enough for a 10-person Goa trip with multi-currency expenses, simple enough for two flatmates splitting rent. No spreadsheets. No mental math. No awkward reminders. Just add the expense and Halvio handles the rest. EASY SIGN-IN Sign in quickly with your email and password — no lengthy setup, no credit card, no ads. Your data stays yours. FEATURES AT A GLANCE • Multiple groups for different friend circles or trips • Equal, percentage, and exact-amount split modes • Live balance tracking with positive and negative balances per member • Smart settlement suggestions to minimize the number of transactions • Multi-currency support with live exchange rates • Offline members for non-app friends • Dark mode and mobile-first design • Free and lightweight Feedback or questions? Email [email protected]