Cobaltic Balance: Budget

Cobaltic Balance is a modern yet principled financial journal: every piece of your data stays on your device, encrypted, with no internet connection required. No cloud, no data collection, no advertising — just you and your own finances. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔒 100% OFFLINE, 100% YOURS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • The app never connects to the internet • Database protected with AES-256 encryption (SQLCipher) • Lock with biometrics and/or a PIN code • Android automatic cloud backup is disabled • Zero telemetry, zero third-party SDKs ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💰 CORE FINANCIAL FEATURES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Track income and expenses across multiple accounts • Automatic balance management, multi-currency support • Itemised transactions (per-line unit price, quantity, category) • Categories (custom and preset), with subcategories • Budgets per month or custom period, by category • Warranty tracking for purchased products • Recurring and one-off reminders with local notifications ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📷 RECEIPT & INVOICE SCANNER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Snap a photo of the receipt — the app reads the line items • ML Kit text recognition, fully on-device • Learned templates for different formats (stores, fuel slips) • Built-in barcode and QR code scanning • Category and price suggestions based on past entries ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🛒 SHOPPING LIST & PRICE MEMORY ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Manage shopping lists with estimated and actual prices • Purchase history — see where you bought it cheapest • Store item codes (barcodes) for recurring products • Convert a finished shop into a transaction with one tap ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📊 STATISTICS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Monthly and period summaries • Analysis by category and by store • Price trends per product, consumption curves • Location comparison (where you spend the most) • Interactive charts (powered by Vico) ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔧 ITEM UNIFICATION ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Items that refer to the same product but appear under different names can be merged with a single tap — from then on every report groups them under the canonical name. Items with a barcode are automatically preferred. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ⚡ UTILITY METER LOG ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • Record gas, electricity and water meter readings • Unit-price history and automatic cost calculation • Specialised gas calculation (calorific value, regulated/market price, quota) ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📤 EXPORT AND BACKUP ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • XLSX spreadsheet and PDF report • Encrypted full backup (.scb file) • XLSX import template for bulk data entry ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🌍 LANGUAGES AND THEMES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • 25 languages: Hungarian, English, German, Spanish, French, Dutch, Romanian, Slovak, Czech, Polish, Ukrainian, Serbian, Croatian, Slovenian, Bulgarian, Italian, Portuguese, Greek, Danish, Swedish, Norwegian, Finnish, Estonian, Latvian, Lithuanian • 4 themes (System, Dark, Pony, Spring) • 2 icon styles (Material and Emoji) • Extensive currency support, including custom currencies ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ℹ️ NOTICE ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Cobaltic Balance is a personal finance tracking tool — it does not provide financial, tax or investment advice. Please consult a professional for financial decisions. The user is responsible for safely keeping their data and for making regular backups. Detailed data-handling and terms of use are available in the settings. ITM Sys-Technology Kft. © 2026