Nexmy: Budget & Expenses

Nexmy is a local-first personal finance app that helps you understand what you can spend after bills, installments and planned expenses. The app is currently free, and all features available in the current build are unlocked without in-app purchases or a mandatory account. WHY TRY NEXMY - Track income and expenses, including recurring entries. - See projected balances based on the data you add. - Set category budgets and monitor progress over time. - Create savings goals and update their progress in a few taps. - Manage installment and BNPL plans with due dates, monthly impact and payment history. - Track savings accounts with interest rates, simple or compound growth, and maturity dates. - Store loyalty cards and scan supported barcodes and QR codes. - Use Smarty, an offline assistant that understands natural-language commands in Italian and English. - Explore charts, what-if simulations, reports and an amortization calculator. OFFLINE AND LOCAL-FIRST Nexmy’s core features work without an internet connection. No account or bank connection is required to get started, and core financial data is handled locally on the device. SECURITY AND CONTROL - Export and import backups. - Optional encryption protection where supported by the installed version. - Android system backup may be available depending on the device and system settings. - Never store sensitive payment authentication data such as CVV or PIN in Nexmy. ANDROID QUICK ACTIONS On supported Android devices, long-press the app icon to quickly add a transaction or open Dashboard, Planning or Analysis. CURRENT AVAILABILITY Nexmy is currently free with all features in the published build available. Any future subscription-based features or changes will be communicated clearly in the Play Store and in the app. Nexmy is an independent project for people who want to organize expenses, budgets, savings and installments while keeping control of their data.