Budget & Expenses - Fourmio

💰 FOURMIO — FREE EXPENSE TRACKER & BUDGET MANAGER Reach the end of the month not knowing where your money went? Fourmio is a free budget management application to track expenses, manage accounts, and reach your savings goals. Ad-free, and works 100% offline with no account. Simple, fast, built for everyday life. 🏦 MULTI-ACCOUNT MANAGEMENT • Checking, savings, credit card, cash and investment accounts • Shared accounts for couples, families, kids and roommates • Balances updated in real time with every transaction • Trend charts and activity history per account • Transfers between your accounts in seconds 💸 SMART TRANSACTION TRACKING • Record expenses and income in seconds • Quick add in one line: "coffee 3.50" is enough • AI receipt scanner • Receipt and invoice photos attached to each transaction • 40+ emoji categories, filters, search and sort • Import CSV, Excel (.xlsx), OFX, QIF, CAMT, MT940 • PDF and CSV export • Automatic recurring transactions • Android home screen widgets 🎯 BUDGETS & SAVINGS GOALS • Monthly budgets by category with progress bars • 50/30/20 method, envelopes or left to live on • Automatic alerts before and after exceeding your limit • Savings goals with milestone tracking (travel, purchase, emergency fund) • Overview and progress notifications 📊 ANALYTICS & FORECASTS • Monthly summary, cash flow and spending by category • Balance forecast and upcoming expenses • Monthly or yearly recap as stories 🔄 SUBSCRIPTIONS & DEBTS • Subscriptions detected automatically, monthly and yearly cost • Reminder before the charge of a subscription to cancel • Debts and loans: snowball or avalanche payoff plan 🛒 COLLABORATIVE SHOPPING LISTS • Custom lists with emoji icons and color choices • Flexible quantities: g, kg, L, mL, pcs, box, packet or custom unit • Estimated price per item: know your total before you shop • Share a list with family or flatmates, synced in real time • Each member checks off items — see who bought what • Validate purchases in one tap: they become expenses • Roles: owner, editor or viewer 👨‍👩‍👧 SHARED ACCOUNTS — FAMILY, FRIENDS, ROOMMATES • Share an account with your partner, family or roommates • Each member sees transactions in real time • Full transparency on shared expenses • Join a shared account with an invite code • Balance between members: who owes how much to whom 🔔 SMART NOTIFICATIONS • Budget, savings goal, recurring and shared account alerts • Real-time push notifications on all your devices 🔒 SECURITY & PRIVACY • Biometric authentication (fingerprint, face recognition) • Sign in with Google or email / password • Data hosted on secure, GDPR-compliant servers • Full account deletion available at any time 🐜 ANT MODE — YOUR FINANCIAL COACH • Monthly savings score and habits compared month after month • A unique indicator that motivates you to spend better ✨ WHY FOURMIO? ✓ Complete expense tracker — all your accounts in one place ✓ Free plan with no ads, optional Premium ✓ Offline mode, no account or internet needed ✓ Receipt photos and bank statement import ✓ Smart budgets and savings goals with alerts ✓ Subscriptions and debts tracked in one place ✓ Shared accounts and shopping lists — family, friends, roommates ✓ Automated recurring transactions ✓ Ant Mode — your built-in financial coach ✓ Dark mode, customizable themes and 15 languages ✓ Real-time sync across all your devices 📲 Download Fourmio now and take control of your finances — it's free. --- Fourmio is an expense tracker and personal budget manager. Works 100% offline (no account) or with cloud sync. Does not connect to your bank: manual entry or statement import.