Ndarama Wallet

Own a piece of real Zimbabwean property — starting from just $1. Ndarama is a SECZIM-regulated platform for tokenized real estate investment in Zimbabwe. We break real properties into digital tokens, so you can invest in property the same way you'd buy airtime — through EcoCash, OneMoney, or your bank card. WHY NDARAMA • Regulated, not speculative. Ndarama operates under SECZIM Innovation Sandbox approval, with a statutory basis under Zimbabwe's Finance Act 2025. Every investment is backed by real, physical property, not speculative assets. • Your money is protected. All investor funds are held by Kreston Zimbabwe, an independent trustee — never by Ndarama directly. Your funds and the property title are ring-fenced from Ndarama's own operations. • Start small, invest simply. Minimum investment is just $1. No crypto wallet, no gas fees, no technical knowledge required — pay with the mobile money you already use every day. • Sell anytime. List your tokens on our built-in secondary market whenever you need liquidity, without waiting for a property to sell. • Invest together. Pool capital with family, friends, or a savings circle through Group Investments — everyone's individual share is tracked separately, on-chain. • Full transparency. Track your investment, see monthly project updates, and view real blockchain records — all from your dashboard. HOW IT WORKS 1. Register in minutes with your ID and mobile money number. 2. Browse live property projects and choose how much to invest. 3. Pay via EcoCash, OneMoney, or card — instantly. 4. Track your tokens and returns as the project progresses. 5. Earn returns when the property is sold, or sell your tokens early on the secondary market. Our first project, Graylands Park, is a real 3-bedroom home being built in Chitungwiza — with a projected 21–24% return over 6 months. Ndarama Standard (Pvt) Ltd | Company No. 21344/2022 | Regulated under SECZIM Innovation Sandbox Investing involves risk. Returns are not guaranteed. Read our full Terms & Conditions and Privacy Policy in-app before investing.