MomoDesk

MomoDesk is a non-custodial productivity app for mobile money agents and everyday users in Ghana. It turns long USSD menus into one-tap shortcuts, keeps clear records of every transaction, and gives agents the tools to run their business. MomoDesk is not a wallet or a bank. It does not store, move, or process funds. When you start an action, it dials the standard USSD code on your own SIM, and your mobile network completes the transaction. You enter your PIN directly in your network's own secure prompt — MomoDesk never sees it. To automate this, MomoDesk uses Android's Accessibility Service. This lets the app read and interact with the USSD screen your network displays, so it can enter each menu step for you instead of you tapping through it manually. You'll be asked to enable this permission before using automated shortcuts, and MomoDesk only uses it to interact with the USSD dialog — it does not access or interact with any other app on your device. WHAT YOU CAN DO - One-tap USSD shortcuts for everyday actions: send money, cash in, cash out, buy airtime, check balance, mini statement - Create and save your own custom USSD shortcuts - Automatic transaction records so you always know what went through - Reports and summaries to track your daily activity and float - A simple customer manager to keep track of your regulars - A fraud checker to review suspicious numbers before you transact FOR AGENTS Agent mode is built for the counter: fast cash in/out, per-network SIM selection, float tracking, reports, and a customer list — everything you need to serve customers faster and keep accurate books. FOR EVERYDAY USERS Subscriber mode gives you the same quick shortcuts for sending money, buying airtime, and keeping your own transaction history. COMMUNITY Connect with other agents in the in-app forum and marketplace: share tips, ask questions, and list or find services. Posting is optional and requires a free account. YOUR PRIVACY AND SECURITY - Non-custodial: we never hold or move your money - We never collect or store your mobile money PIN - Your transaction history stays on your device - Optional backup saves your data to your own Google Drive - Delete your account and data anytime from More > Settings > Delete Account WORKS WITH MomoDesk works with Ghana's major mobile money networks, including MTN Mobile Money, Telecel Cash, and AirtelTigo Money. MomoDesk is an independent app and is not affiliated with, endorsed by, or sponsored by any of these networks or their operators. MomoDesk is intended for users aged 18 and over.