Spendwise

Spendwise makes it easy to see where your money actually goes each month — and to stay inside a budget you set. Most budgeting apps ask you to link your bank and hand over your data. Spendwise does the opposite: you log expenses yourself in a couple of taps, and everything stays on your phone. It is fast enough to use in the checkout line and private by design. HOW IT WORKS Add an expense with an amount, a category and an optional note. Spendwise adds it to this month's total, compares it against your monthly budget with a clear progress bar, and breaks your spending down by category so you can see what is eating your money. A recent-transactions list keeps the latest items at hand. FEATURES • One-tap expense logging with seven colour-coded categories • Monthly budget with an at-a-glance progress bar and "left / over" amount • Spending breakdown by category, sorted and shown as bars • Recent transactions list with category and date • Swipe any expense away to delete it • Sample data included so you can see how it looks • Adjustable monthly budget PERFECT FOR • Keeping day-to-day spending under control • Seeing which categories blow the budget • Simple envelope-style monthly budgeting • Anyone who wants insight without linking a bank account PRIVATE & OFFLINE Every expense is stored locally on your device. No bank connection, no account, no ads and no internet permission — your finances stay private. Know your spending, keep your budget.