Dumu Credit

Dumu Credit brings you a smarter way to borrow money in Kenya. We understand that life is unpredictable—whether you're facing an urgent medical expense, need to cover daily household needs,or invest in your future, our digital loan platform is here to support you. With a fully automated process and clear terms, you can access the funds you need without stress or confusion. All loan services available through the Dumu Credit mobile application are provided exclusively by the following duly licensed financial institution: Radi Credit Limited License Number: CBK/DCP/2024/78 Loan Product Loan Amount: KSh 1,000 – KSh 100,000 Repayment Period: 91 – 180 days Annual Percentage Rate (APR): 10% – 33% Loan Example Suppose you request a loan of KSh 10,000 with a 120-day repayment plan and an APR of 20%. The interest would be: KSh 10,000 × (20% ÷ 365) × 120 = KSh 657 So your final repayment amount would be: KSh 10,000 + KSh 657 = KSh 10,657 What Makes Dumu Credit Stand Out? 24/7 Availability Our platform is always online. Whenever a financial need arises, you can open the app and start your application right away—no waiting for business hours. Fast Approvals Forget about long queues and piles of paperwork. Our automated scoring system evaluates your profile in just minutes and gives you a clear decision on the spot. Privacy First We take your data security seriously. Every piece of information you provide is protected by robust security systems, so you can borrow with peace of mind. How to apply for a Loan? Download & Register – Get the app from the store and create your account. Complete Your Profile – Fill in the necessary personal details so we can get to know you. Quick Review – Our system will automatically evaluate your information – results in minutes. Instant Disbursement – Once approved, funds are sent directly to your M-Pesa wallet. Eligibility Kenyan resident 18 years or older Active M-Pesa account Privacy & Security At Dumu Credit, we protect every piece of your information in accordance with industry standards. From registration to every step of the transaction process, your personal and financial data are protected by end-to-end encryption, providing comprehensive protection against unauthorized access and intrusion. In addition, we enforce strict internal access controls—your information is used solely for loan application processing and credit assessment, and will never be shared with or sold to third parties for marketing purposes. You may review our Privacy Policy at any time to learn more about how we fully safeguard your data rights. https://www.dumucredit.com/#/privacy_agreement_page Contact Us Email: [email protected] Service Hours: Mondays to Fridays, 9:00 AM - 6:00 PM