App Intel

Olyv: Loans & Credit Score

LiveOlyv (Formerly SmartCoin)1 app · 37M installsFinanceFreein.rebase.app

Apply For Instant Personal Loans Online At Low Interest & Check Credit Score

Alert me★ WatchOpen in Play ↗
Total installs
36,990,577
exact · Play shows 10,000,000+
Installs / day
+112.5K
since last crawl
Rating
4.8★
641.2K ratings · 199.4K reviews
Released
15 Jun 2016
10.3y ago
Last update
15 Jul 2026
v6.0.3 · 3mo ago
Countries
1/2
live · checked 2d ago

Install history

exact counter from Google Play
36.9M40.2M43.4M46.7M50M11 Oct12 Oct13 Oct
36.9M40.2M43.4M46.7M50M11 Oct12 Oct13 Oct

Installs per day · last 90 days

050K100K150K200K12 Oct13 Oct13 Oct

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 1Listed, not installable 0Not listed 1
India4.7
United States

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇮🇳 India (~100%).

  1. India100%#70 Trending · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct
ChartCountryRankChange
Trending · Finance IN · 11 Oct#13—
Top free · Finance IN#48=
Trending · Apps IN · 11 Oct#70▼ 19

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • Shares data with third parties Personal info, Financial info, and Device or other IDs
  • Collects data Location, Personal info and 5 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

16 in 5 groups
6 Sensitive4 Notable6 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Know your exact location using GPS, Wi-Fi and mobile networks
  • Use your camera to take photos and record videos
  • Read all text and picture messages stored on your phone or SIM card
  • Receive and read incoming text messages, including one-time login codes
  • Show its own windows or bubbles on top of other apps you are using
LocationSensitive2

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
  • Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION
SMSSensitive2

Access to read, send, and edit your text messages

  • Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS
  • Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherSensitive10

Access to miscellaneous device features that don't fit other categories

  • Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
  • Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Bring apps to the front or send them to the backgroundreorder running apps · REORDER_TASKS
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
  • Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Olyv (formerly SmartCoin): Online Personal Loans With Easy Credit Score Tracking Managing your cash flow can often feel overwhelming. Especially at times when there is a financial crisis knocking on your door, & your bank balance is in only triple digits! You can change this with our online personal loan app - Olyv. Olyv is an instant loan app that offers quick online low interest loans, easy credit health and score tracking & a smart way to save. Whether you want to apply for quick digital loans, check your credit score & manage your credit health or start saving, Olyv online loan app always helps you stay financially prepared. Quick & Hassle-Free Personal Loans Need instant cash for education, a medical emergency, or just to clear constantly piling up bills. Our low interest loan app offers you quick and instant personal loan solutions & approvals without any extra stress. → Instant loan amounts up to INR 5,00,000* → 100% paperless & digital process → RBI-registered lenders → Flexible repayment tenures (Minimum period for repayment- 2 months, maximum period for repayment- 24 months) → Interest rates start at just 1.5% per month → APR range - 30-90% Olyv ensures that you get the instant personal loan you need without delays. Smarter Credit Health Tracking Do you know that every loan approval you get is based on a three-digit number called the credit score? Well, your credit score is not just any number. Consider it as your financial identity. Our credit score tracker app helps you take charge of your credit health with personalised insights & tools. Using these, easily check your credit score, track its changes & get insights & updates on WhatsApp to improve it! Use Olyv Plus & take your credit management to the next level! Credit reports – Understand your credit history, repayment behaviour, & monitor for any errors. Fraud prevention – Track suspicious activity that could negatively impact your credit health. Loan & credit summary – Track your active loans, EMI due dates & credit cards at one glance. Smart Digital Gold Savings Olyv’s digital gold investments give you an affordable & flexible way to save! Start your investment journey with as little as ₹10. Invest in 24K 99.9% pure digital gold easily. Your digital gold is completely safe in insured vaults. Buy & sell gold at live market prices at any time, anywhere. Example (Hypothetical Online Personal Loan Scenario): → Loan amount: ₹65,000 → Processing fee (3% of loan amount, including 18% GST): ₹2,301 → Total Loan amount: ₹67,301 → Interest: 3% per month → Tenure: 9 months → EMI: ₹8,349 → Total Amount to be paid: ₹75,132 → Total interest paid: ₹7,831 → Total cost of loan: ₹10,132 → APR (Annual Percentage Rate): 28.58% Our Trusted Lending Partners Our instant online loan app only works with RBI-registered lenders: → Upmove Capital Private Ltd. (http://upmove.in/) → Hari and Company Investments Madras Private Limited (https://www.vivriticapital.com/) → Northern Arc Capital Ltd. (https://www.northernarc.com/) → Incred Financial Services Ltd. (https://www.incred.com/) → PayU Finance India Private Ltd. (https://www.payufin.in/) Why Choose Olyv? → Trusted by over 4 Crore Indians. → Backed by RBI-registered NBFCs & financial institutions. → Simple, fast & 100% digital experience. → Secure, transparent & user-friendly. Customer Support At Olyv, we believe financial services should always come with support you can count on. → Phone: +91-9148 380504 → Email: [email protected] → Address: SmartCoin Financials Pvt. Ltd. Indiqube Gamma, No.293/154/172, 2nd floor, Outer Ring Road, Kadubeesanahalli, Bengaluru, Karnataka – 560103 *Terms & Conditions applicable. With Olyv, you can apply for a loan online, get a personal loan instantly, easily manage your quick loans, & check your credit score — all through one secure instant loan app.✨

What's new

"SmartCoin is now Olyv: Fresh app, sleek design, and a new name. Your trust, still the same."

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