Payment Logic Personal

LivePayment Logic1 app · 1.8K installsFinanceFreecom.consumer.app

The Smarter Way To Pay

Alert me★ WatchOpen in Play ↗
Total installs
1,789
exact · Play shows 1,000+
Installs / day
0
7-day avg · last day 0
Rating
3.1★
13 ratings · 9 reviews
Released
2 Oct 2022
4y ago
Last update
13 Oct 2025
v2.13.0 · 1y ago
Countries
2/30
live · checked 2d ago

Installs per day

gain of the exact counter
01234511 Oct12 Oct

Lifetime avg ≈ 1/day (all installs ÷ days since release)

Daily tracking since 10 Oct 2026 · history grows every day

Install history

exact counter from Google Play
1,7881,7891,79010 Oct11 Oct12 Oct
05001,0001,5002,0002 Oct 202210 Oct 202612 Oct 2026

Dashed: estimate from the release date (no daily data before 10 Oct 2026) · time axis compressed before that day

Daily tracking since 10 Oct 2026 · history grows every day

Change timeline

1 changesFull history
  1. Content rating
    EveryoneRated for 3+

Country availability

Live 2Listed, not installable 28Not listed 0
United Arab Emirates
Argentina
Australia3.1
Bangladesh
Brazil
Canada
Colombia
Germany
Egypt
Spain
France
United Kingdom
Indonesia
India
Italy
Japan
Kenya
South Korea
Mexico
Nigeria
Philippines
Pakistan
Poland
Russia
Saudi Arabia
Thailand
Türkiye
United States
Vietnam
South Africa

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • No data shared with third parties
  • Collects data Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

11 in 5 groups
6 Sensitive1 Notable4 Routine

What this app can do with your phone

  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • Read photos, videos, and other files saved in your phone's shared storage
  • Add, change or delete photos, videos and other files in your phone's storage
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
OtherNotable5

Access to miscellaneous device features that don't fit other categories

  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Experience the smarter way to pay with Payment Logic Personal - the app trusted by thousands of Australians to pay personal and household bills while earning full points from their American Express card. At the low rate of just 1.25%, you can pay thousands of BPAY billers that don't directly accept American Express cards! Since 2013, we've been the preferred bill-payment service provider, processing over 900,000 transactions, totalling $6,000,000,000 in American Express payments! Payment Logic Personal empowers you to earn FULL POINTS on all* your personal and household bills that offer a BPAY Biller Code. Say goodbye to missed rewards on bills like school and childcare fees, car registration, insurance, council rates, rent, utility bills, land tax, medical and hospital bills. How it Works: In less than 30 seconds, you can process a bill with Payment Logic Personal. Here's how it works: 1.) Login to the Payment Logic Personal app. 2.) Add your American Express Cards. 3.) Enter the BPAY Biller details. 4.) Specify the amount you want to pay. 5.) Select the American Express card you wish to pay with. 6.) Authorise your payment. It's that simple! As a Bill Payment Service Provider, you pay Payment Logic, and we pay the biller on your behalf, even if they don't accept American Express directly. The biller receives the funds just like a regular BPAY payment. Processing Fees: All payments made with a personal American Express are charged at the low rate of 1.25% (incl. GST). There are no account management or hidden fees. You only pay a small processing fee on payments successfully processed. Don't miss out on any more points. Download Payment Logic Personal today and discover a smarter way to pay your bills. *Please note that while Payment Logic Personal enables you to process the majority of your personal payments, there are a few exceptions due to prohibited industries (e.g., Financing) or prohibited payment types (e.g., ATO, DEFT).

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