Bare Finance Live

Your complete personal finance toolkit — 100% offline, no account needed, no bank linking. Your data never leaves your device. 📊 BUDGET TRACKER Track every dollar of income and expenses. See where your money goes with color-coded pie charts and category breakdowns. • Monthly navigation — browse spending month by month • Search & filter transactions by name, category, or type • Recurring transactions — auto-post monthly bills • Swipe-to-delete with undo • Home screen widget for at-a-glance balance 🏠 MORTGAGE CALCULATOR Make your biggest financial decision with confidence. • PITI estimation (Principal, Interest, Taxes, Insurance) • Full amortization schedule over 15 or 30 years • See how extra payments save you thousands in interest • Export schedule to CSV 🐷 RETIREMENT & SAVINGS PLANNER Watch your money grow with compound interest projections. • Retirement calculator with age, contributions, and expected return • Inflation-adjusted "purchasing power" in today's dollars • Year-by-year growth tables 💱 CURRENCY CONVERTER & BILL SPLITTER • Live exchange rates for 150+ currencies • Offline mode — cached rates for travel without WiFi • Bill splitter with quick tip presets (15%, 18%, 20%, 25%) • Per-person breakdown and share via text 💳 DEBT PAYOFF & NET WORTH • Calculate your debt-free date based on monthly payments • Track net worth: assets vs. liabilities 🔒 PRIVACY FIRST • No account required — ever • No bank linking or credentials • All data stored locally on your device • Backup & restore your data anytime • Dark mode ready Built for speed, accuracy, and privacy. No subscriptions, no hidden fees. Developed by Avetis, Inc.