My Budget Plan: Money Manager

My Budget Plan — your household budget and expense tracker, no cloud required. Whether Zurich, Berlin, Paris or New York — Mein Budgetplan helps you manage your finances wherever you are. Knowledge is power — especially when it comes to money. Track your income and expenses with ease, no matter which currency you use. 💡 WHY MEIN BUDGETPLAN? Unlike typical budget and expense tracker apps, Mein Budgetplan adapts to your life — not the other way around. Payday on the 26th? No problem. Your budget month starts exactly when you need it to. 📊 FEATURES AT A GLANCE 💰 Budget & Expenses • Track expenses and income by category • Flexible budget start day (1st–31st — not just the beginning of the month) • Set limits per category and get warnings when exceeded • Carry-over from the previous month, optionally including negative balances • Recurring transactions created automatically • Supports CHF, EUR, USD, GBP and many more currencies worldwide 📷 Receipts & Notes • Snap a photo with each transaction (camera or gallery) • Smart note suggestions based on previous entries 📈 Statistics & Annual Analysis • Bar charts and category overviews • Year-on-year comparison with trend arrows • Savings rate calculated automatically • Wealth management: savings accounts, payment accounts, and vaults 🔔 Reminders & Notifications • Daily reminder to log your expenses • Automatic alerts for high spending 🏠 Android Home Screen Widget • View your budget or expenses right on your home screen • Add a new transaction with a single tap on the widget 💾 Backup & Data Security • All data stored locally — no cloud dependency • AES-256 encryption for all stored data • Automatic backup via Google Drive (optional) • CSV export for your own analysis • Backup & restore to a new device 🌍 INTERNATIONAL & MULTILINGUAL • Languages: German, English, French, Italian, Spanish, Portuguese, Dutch, Polish • Currencies: CHF, EUR, USD, GBP and more • Dark Mode & Light Mode 🔑 SIGN-IN • Email or Google Sign-In • Your data stays on your device Mein Budgetplan is the household budget and expense tracker for everyone who wants to take their finances into their own hands — wherever in the world, whatever the currency, with no hidden costs.