Flowjar: Budget & Bill Tracker

Know what's safe to spend today. Flowjar turns your paycheck, bills and savings into one clear number, and shows where your balance is headed before payday. Budget planner, bill tracker and cash-flow forecast with savings jars, in one calm app. TODAY: SAFE TO SPEND • A clear "Safe to spend today" figure on your Today screen • 30-day forecast chart showing your lowest balance before next payday • Next payday, upcoming bills and recent activity on one screen • Two tabs, Today and Activity. Jars and Bills open from Today, or show all 4 tabs in Settings LOG IT IN SECONDS • Quick add: type "coffee 4.50" and it's logged with a guessed category you can change. Income too: "salary 2000" • Scan a receipt with the camera or a photo. The total, shop name, date and category are read right on your phone; the photo isn't saved or uploaded. Always check the amount before adding • Category keypad, notes and dates when you want more detail • Search your entries and the app's features, with suggestions and recent searches • Monthly income, expenses and net in Activity JARS FOR EVERY PAYCHECK • Split each paycheck into jars like Bills, Spending, Savings and Goals • Start with a recommended split, then tweak it to fit your life • Watch every jar grow toward its target • Add money to a jar or take it back out to your balance anytime • Savings and Goal jars are kept out of Safe to spend, so you never spend them by accident BILLS & SUBSCRIPTIONS • Rent, utilities, phone, streaming and more in one list, with due-date reminders • Mark a bill as paid in one tap, with undo if you tapped too soon • See exactly what's due before your next payday • Weekly, monthly or yearly bills, with a reminder the day before each one is due and on payday ALL OVER YOUR PHONE • "Safe to spend" home screen widget that starts a new day at midnight • Optional ongoing notification that keeps today's amount in the notification shade and on the lock screen, with Add expense and Scan buttons. Turn it on in Settings. Amounts stay hidden if your lock screen hides sensitive content • Quick Settings tiles: Quick add and Scan receipt • App shortcuts: long-press the Flowjar icon for Quick add, Scan receipt or Safe to spend MONEY TOOLS • 9 calculators: Loan & EMI, Mortgage, Car loan, Business loan & merchant cash advance, Debt payoff, Savings goal, Compound interest, Budget split, Split a bill • Compare snowball vs avalanche debt payoff, or add tax, insurance and PMI to a mortgage • Calculator results are estimates for planning only • Budget methods explained: 50/30/20, Pay yourself first, Envelopes (jars), Bills before payday READY IN 2 MINUTES A guided setup covers your goal, income and pay schedule (weekly, every 2 weeks, twice a month or monthly), fixed bills, starting balance and jar split. Answer a few questions and your plan is ready. PRIVATE BY DESIGN • No account needed, no bank login, no bank linking • Your budget data stays on your phone • Lock Flowjar with your fingerprint or screen lock • Anonymous usage stats and crash reports help us improve the app. Amounts, notes and names are never sent, and you can turn sharing off in Settings FITS THE WAY YOU LIVE • Any currency, including zero-decimal currencies like VND and IDR • Light and dark mode • Export your activity to CSV (Pro) FLOWJAR PRO Flowjar is free to download and use. Upgrade to Pro for: • 90-day forecast (free: 30 days) • Unlimited jars (free: 4) • Unlimited bills (free: 5) • CSV export Choose Lifetime (a one-time purchase, no subscription), Yearly with a 3-day free trial, or Monthly. Prices vary by country and are shown in Google Play before you buy. Subscriptions renew automatically until you cancel. Manage or cancel anytime in Google Play under Payments & subscriptions. Terms of Use: https://flowjar.web.app/terms Privacy Policy: https://flowjar.web.app/privacy Flowjar is a personal planning tool. It is not a bank or lender and does not provide financial advice.