Mettle business bank account

Voted Best Business Banking Provider at the British Bank Awards 2026 (and 2025!). Business banking, simplified, by NatWest. You’re already running your business and smashing it. You don’t need us to teach you how. You just need the endless financial admin out of your way so you can focus on what you actually love doing. Enter Mettle. The business bank account by NatWest designed for sole traders and limited companies. We could help you wave goodbye to painful paperwork, sync seamlessly with your accounting software, and even earn interest on your business savings. Let's get you back to doing what you do best. Why Mettle? Send and receive UK payments UK account number and sort code Support when you need it Eligible funds are protected by FSCS up to £120,000 Backed by NatWest See if we’re a match We like to keep things transparent. You can apply if: You’re a sole trader or a director of a limited company with up to two owners. A main account balance of up to £1million is suitable for you You’re a UK-based company with owners who are UK tax residents. For full eligibility criteria, head over to mettle.co.uk/eligibility. Features built to keep you moving Make your money work harder. Earn interest on your business savings. With our savings pot, you can earn interest on deposits from as little as £10 up to £1 million. Note: Only savings pots earn interest. You can only have one active savings pot. Tax, confidently Ditch the paper piles and spreadsheets. We partner with FreeAgent (included for free with your Mettle account) to take the sting out of Making Tax Digital (MTD). Mark off your tasks: Keep track of your admin with a simple, in-app bookkeeping checklist. Smart categorisation: Organise your business transactions in a few taps to cut down on errors and keep things clean. Easy export: Share your financial data with your accountant in just a few clicks. To get FreeAgent included, you must make at least one transaction a month from your Mettle account. If you don’t make one transaction a month, or if your Mettle account is closed and you continue to use FreeAgent then the FreeAgent fees will apply. FreeAgent has optional paid-for add ons that may be chargeable. Know what you owe. No more guessing. Get an up-to-date view of how much tax you’re likely to owe and when it’s due with the Mettle Tax Calculation feature, powered by FreeAgent. Note: You must be connected to FreeAgent for the tax calculation to be accurate. Save without lifting a finger Set rules to automatically move money from your main balance into dedicated pots. Plan ahead for tax, new gear, or a rainy day. You can even set specific goals to stay motivated. Get paid faster. Create, customise, and send customisable invoices on the go. Once the money hits your account, we’ll match the payment to the invoice and notify you instantly. Control your cash. Schedule supplier payments, set up one-off transfers, and manage all your recurring bills directly from the app. Secure, easy payments. Add your card to Apple Pay or Google Pay to make fast, secure purchases online, in-app, and in-store. Available on selected Apple devices. Retailer limits may apply. Support when you need it Need a hand? Our support team is just a tap away. FSCS protected Your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000. Registered address: 250 Bishopsgate, London, United Kingdom, EC2M 4AA