WiseLend Tracker

**WiseLend Tracker — Manage Personal Loans, Debts & Payments** WiseLend Tracker helps you organize money you lend or borrow. Track personal loans, debts, interest, payments, installments, and balances directly on your phone—without spreadsheets or complicated financial software. All data is stored locally on your device, providing privacy and allowing offline access to your records. ## Who Is It For? • People who lend money to family, friends, or acquaintances • People who want to track debts and repayments • Anyone managing personal loans or installment payments • Users working with simple or compound interest • Freelancers and small business owners handling informal loans ## Main Features ### People Create profiles for borrowers and lenders and manage multiple loans for each person. ### Loans & Debts • Record money lent or borrowed • Manage simple and compound interest • Change, pause, or resume interest rates • Freeze or renegotiate loans • Record partial and full payments • Schedule future payments • View complete transaction history • Attach receipts and documents (when supported) ### Dashboard Quickly view: • Money to receive • Money to pay • Net balance • Active loans • Upcoming payments • Items requiring attention ### Payer Ranking Identify reliable payers and better understand payment behavior with built-in scoring. ### PDF Reports Generate PDF reports with loan details, balances, and payment history for personal records or negotiations. ### Message Templates Use collection and payment reminder templates with loan information filled automatically. ### Backup & Restore Export and import ZIP backups to protect your records or transfer them to another device. ### Settings Customize language, theme, payment reminders, and other preferences. ## Privacy & Offline Use • No account required • Data stored locally on your device • Main features work offline • No daily cloud dependency • Internet only for purchases, ads, subscriptions, or external links • Full control over exports and file sharing ## Free & Premium WiseLend Tracker may be available free with certain limitations depending on the version. Premium features may be unlocked through subscriptions, lifetime purchases, or rewarded ads. Premium benefits may include: • Unlimited people • Unlimited loans • Advanced PDF reports • Full backup and export features • Additional themes • Payment reminders • Ad-free experience Pricing and availability are displayed in the app and on Google Play. ## FAQ **Do I need internet?** No. Daily use works completely offline. **Will I lose my data if I uninstall the app?** Possibly. Create ZIP backups regularly, especially before changing devices. **Does it replace accounting software?** No. WiseLend Tracker is designed for personal loans and simple financial tracking. ## Important WiseLend Tracker is a personal record-keeping tool. It is not a bank, lender, financial institution, or payment platform. It does not issue loans, move money, or replace legal, tax, or financial advice. Download WiseLend Tracker and keep track of your loans, debts, interest, and payments with confidence. Support: [[email protected]](mailto:[email protected])