Sero: Budget & Expense Tracker

Payday comes, payday goes, and somehow there is nothing left to show for it. Sero is a simple money tracker for people who earn regularly and want to know where it actually goes. No spreadsheets. No finance jargon. Just a clear view of your money. TRACK IN SECONDS Tap the amount, tap a category, done. Sero suggests the category for you based on your note. ALL YOUR ACCOUNTS IN ONE PLACE Bank, e-wallet, cash on hand, credit cards. Sero recognises many banks automatically and gives each account its own look. SAVINGS GOALS THAT ACTUALLY HOLD Money set aside for a goal is carved out of your spendable balance, so you always know what is truly free to spend. NEVER MISS A BILL Add your recurring bills and Sero reminds you before they are due, including credit card payments. SEE WHERE IT GOES A spending wheel, a calendar view, and clear charts by day, week or month. SPLIT A RECEIPT PROPERLY Bought groceries and a coffee in one trip? Break a single receipt into items and give each one its own category. BUDGET BY CATEGORY Set a limit per category and Sero tells you when you are getting close, not after you have blown past it. 19 CURRENCIES Built in the Philippines, works anywhere. YOUR DATA IS YOURS Export a full backup whenever you want, and lock the app behind a PIN or fingerprint. Sero has no ads and no third-party tracking. SERO PREMIUM (optional) Free stays genuinely useful: unlimited transactions, 3 savings goals, 5 budgets, 5 bills and 2 cards. Premium lifts every limit and adds theme packs, the full icon library, analytics by day, week, month or year, CSV export, unlimited custom categories and accounts, and paycheck allocation. Try it free for 7 days, then ₱149 a month or ₱999 a year in the Philippines, priced locally everywhere else. Cancel any time in your Google Play account. Made in Bohol, Philippines.