Yo Money

Yo Money is for one thing: knowing where your money went. Write an expense down in seconds — how much, where, and what for. Then see the whole month laid out, by tag, by shop or by period. WHAT YOU CAN DO • Record expenses and income, with the date and the amount. • Organise with tags that nest: "Home" can hold "Electricity" and "Water", and the total for home adds both up. • Keep track of where you spent, and see how much each shop has had from you. • Scan the QR code on Portuguese invoices: the expense fills itself in, shop and amount included. This works with invoices issued in Portugal only. • Look at the month, the week, the year, or a range of your own. • Search and filter by tag, shop or text. • Record crypto buys and sales, and see what you hold, what it is worth and what each sale made. You type the figures: the app connects to no broker. IN THE CLOUD, OR ON THIS PHONE ALONE You choose at the start, and you can change your mind whenever you like. In the cloud, your records live in your account and show up on every device you sign in on, the web included. They still work with no connection: they are kept on the phone and go up when there is one. On this phone alone, there is no account at all. No sign-up, no session, and nothing leaves the phone. To keep them safe you make a backup file now and then — the app reminds you once a month. IT WORKS WITH NO CONNECTION Everything you write is kept on the phone first. No waiting screens, no spinners: open it on the underground and it is all there. YOUR DATA IS YOURS No ads. No tracking. Nothing sold or shared with anybody. You can take everything with you in a backup file at any time, and delete your account from your profile. PREMIUM The app is free, and on this phone alone it has no limits. The cloud — your records on several devices and on the web — is what premium is for. A new account comes with premium: until the end of 2027 for one created in 2026, and 31 days to try it after that. After that, premium is a subscription bought in the app, by the month or by the year, and cancelled whenever you like. Without premium, what is in the cloud is still yours: you can read it, download it and bring it to your phone.