FinKit: EMI & Loan Calculator

FinKit is an all-in-one financial calculator for loans, investments, savings and retirement planning. Work out your EMI, compare home loan options, see how a SIP grows, or check if your retirement savings are on track. You get clear answers in seconds, all fully offline. Every calculation stays on your phone. FinKit has no ads, no account, no tracking and no internet permission. Nothing you type is ever uploaded. ━━━━━━━━━━━━━━━━━━━━ 🏠 LOANS & CREDIT ━━━━━━━━━━━━━━━━━━━━ • EMI Calculator: monthly payment for any loan, with total interest • Mortgage Calculator: home loan EMI with down payment • Personal Loan Calculator: short-term loan payments • Auto Loan Calculator: car loan EMI with trade-in value • Credit Card Payoff: months and interest until you are debt-free 📈 INVESTMENTS ━━━━━━━━━━━━━━━━━━━━ • SIP Calculator: monthly mutual fund investing, compounded • Lump Sum Calculator: growth of a one-time investment • Compound Interest Calculator: growth with monthly, quarterly or yearly compounding • SWP Calculator: systematic withdrawal plan and remaining corpus • ROI / CAGR Calculator: return on any investment 💰 SAVINGS ━━━━━━━━━━━━━━━━━━━━ • FD Calculator: fixed deposit maturity amount • RD Calculator: recurring deposit maturity • Savings Goal Calculator: how much to save each month for a target • Simple Interest Calculator: flat, non-compounding interest 🎯 PLANNING ━━━━━━━━━━━━━━━━━━━━ • Retirement Planner: the corpus you will have at retirement age • Inflation Calculator: what your money will be worth later 💱 OFFLINE CURRENCY CONVERTER Convert between 150+ world currencies with built-in reference rates. You can edit any rate yourself, and no connection is needed. ━━━━━━━━━━━━━━━━━━━━ ✨ WHY FINKIT ━━━━━━━━━━━━━━━━━━━━ ✔ Clear charts: principal vs interest donut, year-by-year balance and growth projections ✔ Full breakdowns: total interest, total paid, maturity value and returns in one view ✔ Calculation history: save results and reopen them any time ✔ Pin your favourites: keep the calculators you use most at the top ✔ Share & export: send results as text or a clean PDF report ✔ Your currency, your format: 150+ currencies, including lakh/crore grouping for INR ✔ 30+ languages, including English, Hindi, Telugu, Spanish, Arabic and Japanese ✔ Light & dark themes, built for phones and tablets ✔ Works 100% offline, even with no signal 🔒 PRIVATE BY DESIGN • No ads, no analytics, no trackers • No sign-up or account • No permissions requested • History and settings are stored only on your device Whether you are planning a home loan, comparing a fixed deposit with a SIP, clearing credit card debt or building a retirement corpus, FinKit gives you the numbers you need to decide with confidence. Note: FinKit gives estimates for planning. It does not give financial advice. Actual loan terms, returns and exchange rates from your bank or provider may differ.