NOD - Send & Receive Money

Nod is the easier way to send money in Nigeria. Type an account number and Nod finds the bank and the name for you. No more scrolling through hundreds of banks, and no more sending to the wrong person. SEND WITHOUT THE STRESS • Type 10 digits: Nod works out the bank and checks the account name before you pay • Scan it: point your camera at a handwritten note, a receipt, a shop sign or a screenshot • Say it: read the number out loud and Nod turns it into digits • Copied a number from WhatsApp? Open Nod and it offers to send to it • Free, instant transfers to anyone on Nod by @username KNOW BEFORE YOU SEND Nod watches how transfers to every bank are going right now. If a bank is slow or failing, you see it before you pay, not after your money gets stuck. And if a transfer fails, the full amount comes straight back to your balance. PROTECTION BUILT IN • A clear warning before your first payment to someone new: most scams start there • Every payment needs your PIN or Face ID • New phone? A quick selfie check, so no one can take over your account with just your SIM • Instant alerts by push and email whenever money moves GET PAID YOUR WAY • Your own account number: fund Nod from any bank app • A QR code for your shop, stall or friends • Payment requests for an exact amount, marked paid automatically PAY BILLS Airtime and data for MTN, Airtel, Glo and 9mobile; prepaid and postpaid electricity for all 12 electricity companies; DStv, GOtv and StarTimes; WAEC and JAMB PINs. Electricity tokens show in the app and come by SMS too. FOR SMALL BUSINESSES Add a business profile next to your personal account, with its own account number, @username, QR code and daily takings. Switch between them in one tap. SIGN UP IN MINUTES All you need is your BVN or NIN, your phone number and a quick selfie. Limits follow the Central Bank of Nigeria's tiers, and you can upgrade any time. Your money is held at Rubies Microfinance Bank, licensed by the Central Bank of Nigeria. Questions? Chat with us in the app or email [email protected].