SME DATA API

SME Data API is a modern digital services platform designed for individuals, agents, resellers, developers and business owners. The application allows users to buy airtime, purchase mobile data, pay bills, manage wallet transactions and connect their own websites or applications to SME Data API for automated service delivery. Airtime and Data Services Buy airtime and affordable data bundles for supported networks, including MTN, Airtel, Glo and 9mobile. SME Data API can automatically detect the recipient’s network from the phone number entered. Users can also select numbers from their phone contacts, save frequently used beneficiaries and choose from available data plans based on the selected network and plan category. Bill Payments and Digital Services The application provides access to several digital products and services, including: Electricity bill payments Cable television subscriptions Examination PINs Data PINs Recharge-card PINs Bulk SMS Airtime-to-cash services Bonus transfers Verification services Other supported digital products Service availability may depend on the products currently enabled on the platform. API Access for Websites and Applications SME Data API also provides API integration for developers, resellers and business owners who want to sell digital services through their own websites, mobile applications or business platforms. This means a business owner can connect a personal website or application directly to SME Data API and allow customers to purchase supported services without visiting the SME Data API application. For example, after integration, customers using the connected website or application may be able to: Buy airtime Purchase mobile data Pay electricity bills Subscribe to cable television Purchase examination PINs Access other supported digital services When a customer places an order, the connected website or application sends the request to SME Data API. The platform processes the request and returns the transaction result to the connected system. This allows resellers and business owners to operate their own branded VTU or digital-services platforms while SME Data API provides the service-processing infrastructure behind them. Registered API users can access: A personal API key API authentication instructions Supported API endpoints Required request parameters Live data-plan prices Available service information Transaction-response formats Integration documentation The API key is used to identify and authenticate the connected website or application. For security, API keys should be stored on the business server and should never be exposed publicly inside frontend code. API access is suitable for: VTU website owners Mobile application developers Digital-service resellers Agents and vendors Fintech and payment platforms Schools and organisations Businesses that want automated service delivery Wallet Management Users can manage their SME Data API wallet directly from the application. Available wallet features may include: Viewing the current wallet balance Funding the wallet through supported methods Viewing dedicated virtual-account details Copying bank account information Monitoring wallet funding Viewing service purchases and deductions Transactions and Digital Receipts SME Data API provides detailed transaction records for completed, pending and failed transactions. Transaction details may include: Service purchased Recipient phone number or account Amount paid Transaction reference Transaction status Previous wallet balance New wallet balance Date and time Provider or service response Authorisation method Users can open full transaction receipts, share receipts as images, repeat previous purchases, view transaction history or report a transaction to customer support. Saved Beneficiaries Frequently used phone numbers can be saved as beneficiaries for easier future purchases.