BudgetViz

Take full control of your finances — without giving up your privacy. BudgetViz is a comprehensive personal finance app that keeps everything on your device. Track spending, manage budgets, monitor your net worth, forecast your financial future, and visualize it all with powerful reports and charts. No account required. No cloud servers. No data mining. 📊 THREE WAYS TO BUDGET Create expense budgets with spending limits, saving budgets to reach financial goals, or cash flow budgets to monitor income vs. expenses. Set targets at three levels — overall, per category, and per subcategory — and track your progress with health indicators that tell you if you're on pace, ahead, or falling behind. Expense budgets can also track rollover — see how unspent or overspent amounts add up across periods to spot patterns a single month can't show you. 💰 TRACK YOUR NET WORTH Group accounts into portfolios and see a full balance sheet — assets vs. liabilities, broken down from your total net worth to individual accounts. Track period-over-period growth at every level. Create focused portfolios for investments, debt reduction, or liquid assets. Set a balance target on any portfolio or on individual savings and investment accounts to track progress toward a goal. 📈 FORECASTING & PROJECTIONS See where your money is headed, not just where it's been. Upcoming and recurring transactions extend your charts into the future. Project long-term investment growth with compounding returns, and explore what-if scenarios to see the impact of extra contributions — all based on your real data. 🔄 ALL YOUR ACCOUNTS IN ONE PLACE Model your complete financial ecosystem: checking, savings, credit cards, loans, investments, retirement funds, crypto, property, and more. Each account can use its own currency — BudgetViz handles all conversions automatically. 🤝 SPLIT BILLS & TRACK PERSONAL LOANS Split expenses with friends and track who owes what. Three loan modes — money lent, money borrowed, and running tabs — with per-contact balances, repayment progress, and one-tap settling. Splits automatically create loan entries. 📱 SMART AUTOMATION Turn your banking notifications into automatic transactions with notification templates — define patterns and let BudgetViz log expenses hands-free. Set up recurring transactions with flexible schedules that respect holidays and non-business days. Use deep links for integration with automation tools like Tasker. 📉 POWERFUL CUSTOM REPORTS Build personalized analytics from dozens of report templates or create your own. Cash flow, expenses by category, income tracking, net worth growth, account balances, budget vs. actual, portfolio breakdowns — with line, bar, and pie charts. Reports include both settled and forecasted amounts for a complete picture. 💱 MULTI-CURRENCY & CRYPTO Full support for ISO currencies, cryptocurrencies, and custom currencies. Automatic exchange rate updates, a built-in converter, and reports that normalize across all your currencies. 🔒 PRIVACY AT THE CORE Your financial data never leaves your device unless you choose to back it up to your own Google Drive. Local and cloud backups with automatic nightly scheduling. Biometric lock to keep your data private. ✨ MORE FEATURES - Home screen widgets for quick transaction entry and budget status at a glance - Dashboard with smart insights — budget alerts, overdue payments, uncategorized transactions, and more - Receipt and document attachments on any transaction - Tags for flexible cross-category filtering and analysis - CSV import from bank statements and export to spreadsheets - Home time zone for consistent reporting while traveling - Beautiful Material Design 3 interface with 12+ color themes - Customizable categories, subcategories, and layout preferences BudgetViz is for people who want deep financial understanding without giving up control of their data. Everything stays on your phone — beautifully visualized and completely private.