Flocast

Flocast gives small business owners real-time cash flow visibility and a 90-day forecast — so you always know what's coming before it hits. Most small business owners are making money but have no idea what they can actually spend. They run payroll on faith, send invoices and forget to follow up, and find out they're short on cash when it's already too late. Flocast fixes that. Connect your bank once and Flocast instantly shows your real cash position, forecasts the next 90 days, alerts you to upcoming risks, and automatically sets aside money for taxes, payroll, and operating costs — all powered by AI. 90-DAY CASH FLOW FORECAST See exactly when money comes in and goes out for the next three months. Add your payroll schedule and Flocast will warn you weeks in advance if your balance won't cover it. No more guessing. No more surprises. PROFIT FIRST CASH BUCKETS Flocast uses the Profit First methodology to automatically allocate your income into buckets — Taxes, Payroll, Owner Pay, and Operating Expenses. Our AI analyzes your actual spending and recommends the right percentages for your business. Pay yourself first, every time. SMART ACTION LIST Every time you open Flocast, your home screen shows a personalized list of what needs your attention today. Overdue invoices, upcoming payroll, clients to follow up with — prioritized by urgency so you always know your next move. PROFESSIONAL INVOICE BUILDER Create branded invoices with your logo, set payment terms, and collect payments online through Stripe. Send recurring invoices automatically and track which clients owe you money at a glance. Get paid faster without the awkward follow-up calls. GPS MILEAGE TRACKING Track every business trip in real time for tax deductions. Start a trip and Flocast logs your route automatically. Every mile tracked is money back at tax time. EXPENSE TRACKING Every transaction from your connected bank is automatically categorized — payroll, software, utilities, meals, and more. Filter by category, spot where you're overspending, and have everything organized when tax season arrives. P&L REPORTS Get a detailed profit and loss report with prior-year comparison at any time. Understand exactly where your money is coming from and where it's going — without hiring a bookkeeper. AI FINANCIAL ASSISTANT Tap the Flocast AI button anytime to ask questions about your cash flow, run what-if scenarios, or get advice tailored to your actual numbers. It's like having a CFO in your pocket, available 24 hours a day. WEEKLY FINANCIAL DIGEST Every week Flocast scores your financial health and delivers a plain-English summary of what went well, what to watch, and what to focus on next week. BANK-LEVEL SECURITY Flocast connects to your bank through Plaid, the same technology trusted by Venmo, Robinhood, and thousands of financial apps. Your bank credentials are never stored by Flocast — Plaid provides read-only access to your transaction data. WHO IS FLOCAST FOR? Flocast is built for small business owners, freelancers, contractors, and entrepreneurs who want financial clarity without the complexity of traditional accounting software. If you've ever stared at your bank account wondering if you can afford to take on a new hire, invest in equipment, or simply make payroll — Flocast is for you. One flat price. Everything included. No hidden fees. Try Flocast free for 30 days. No credit card required