EK Budget Planner & Tracker

Ever wondered where your money went.... payday hits. You feel Invincible. A little treat here a little treat there.... 10 Days later you check your account and wonder did I get hacked because... Where did all the thousands go? We’ve all been there. Working hard all month only to watch your hard-earned cash vanish like a magic trick nobody asked for. No major luxury sprees—just daily M-Pesa payments, quick cash buys, and small slips that leave you asking, "Wait, what happened?" It’s time to change the story. Some people spend every month guessing and stressing before payday. Others move differently. They don't panic. They don't guess. They open their phone, look at their numbers with total quiet confidence, and move on to their next goal. You don't need to earn a fortune to feel in complete control—you just need clarity. Welcome to EK Budget Planner & Tracker—the simple, powerful personal finance app built for how you actually spend. Whether you pay via M-Pesa, bank, or cash, EK Budget shows you exactly where every single shilling goes so you can stop guessing and start building real financial freedom. 💡 WHY EK BUDGET PLANNER? Built for How You Spend: Fully M-Pesa and bank aware for seamless local and global spending. Instant SMS & Statement Import: Import transactions in seconds! Simply paste your M-Pesa or bank SMS/statement and let the app parse and categorize everything automatically. Smart Envelope Budgeting: Give every shilling a job, set category limits, and carry unused balances forward into the next month. Flexible Payday Cycles: Budget by standard calendar month or switch to Payday Cycle mode (Salary Month) to match when you actually get paid. Savings Goals & Targets: Set realistic targets for emergency funds, travel, or big purchases, track your progress live, and stay motivated. Smart Bills & Reminders: Never miss a due date or suffer late fees again. Multi-Currency Support: Record transactions in KES, USD, EUR, GBP, and more with automatic real-time conversion. Powerful Visual Insights: Monthly comparison charts and reports highlight spending habits so you can adjust in real time. Sync Across All Devices: Seamlessly access your budget across phone, tablet, and web—always up to date. Global & Custom Experience: Available in 7 languages (English, Kiswahili, Spanish, French, Portuguese, Chinese, Hindi) with Light, Monet, Dark, and AMOLED Black themes, an in-app calculator, and step-by-step tutorials. 🎯 BUDGET THE WAY THAT WORKS FOR YOU Plan a fresh budget each month or copy last month forward and adjust with a tap. Budget directly from your income so every shilling is accounted for, split single payments across multiple categories, and reallocate funds between envelopes whenever life happens. 🔒 SECURE BY DESIGN Your financial privacy is our top priority. Your data is encrypted in transit and at rest. Lock the app effortlessly with your fingerprint or device biometrics. We never sell your personal data. 🚀 FREE TO START Sign up today and enjoy 7 days of Premium access free—no card required! Afterward, choose a paid plan or continue using our free Basic plan. Your data stays yours either way, and you can export it anytime. Stop wondering where your money went—start telling it where to go. Download EK Budget Planner & Tracker today and take back control of your financial peace of mind!