SDEBT.my

SDEBT.my is a cooperative member platform for managing financing, savings, share capital and related cooperative services in one place. The app is available to registered members of participating Malaysian cooperatives. An active membership account is required to sign in. FEATURES • View financing applications and active facilities • Review financing offers and repayment schedules • Monitor upcoming instalments • View savings accounts and transaction history • View share capital information • Access payment receipts • Receive account and application notifications • Switch between cooperative memberships where available • Secure access with supported device biometrics FINANCING INFORMATION SDEBT.my is a technology platform. Financing is provided, approved, disbursed and administered by the participating cooperative. Available products and eligibility depend on the member’s cooperative. Current financing provider: Sarawak Digital Entrepreneur Community Cooperative BHD (SARADEC) Financing amount: RM100 to RM100,000 Repayment period: 3 to 120 months Maximum annual profit/APR-equivalent rate: Up to 4% per annum Applicable fees: Processing and other fees may vary by cooperative and product. All applicable fees are shown before an application is submitted. REPRESENTATIVE EXAMPLE For financing of RM10,000 over 24 months at an annual rate of 8%, with total fees of RM100: Total repayment: RM11,700 Monthly instalment: RM487.50 Number of instalments: 24 This is a representative example. Actual approved amounts, rates, charges and repayment schedules depend on the cooperative and selected product. Complete terms are displayed before the member accepts an offer. Financing provider: Sarawak Digital Entrepreneur Community Cooperative BHD (SARADEC) Technology platform: ONE OR ZERO TECHNOLOGIES SDN. BHD. SUPPORT AND PRIVACY Support: [email protected] Privacy policy: https://sdebt.my/privacy-policy