Geek MN

Geek helps you see where your money goes, save with your family, and borrow a small amount when you need it. WRITE DOWN YOUR MONEY - Add income or an expense in two taps - Ready categories: food, transport, home, phone and more - Add your own categories with your own emoji - Cash and bank money are counted apart MONTHLY LIST - See each month, day by day - Total income, total spending, and the difference - Made a mistake? Delete it and your balance goes back WITH YOUR FAMILY - Make a family group and invite people with a code - Only what you mark as shared is seen by others - Your private notes stay private - See the family total on one screen - Set family goals and see who added how much SAVING GOALS - Set a goal: a trip, a safety fund, anything you want - Give it an amount and a date - Geek tells you how much to save each day and each month SAVINGS CALCULATOR See what a small amount each day becomes in a few years. PERSONAL LOANS Loans are given by Invoker Finance LLC. It holds a lending licence from the Financial Regulatory Commission of Mongolia, No. 22125260004. For now, only customers we invite can borrow. - Amount: from 50,000 MNT up to your own limit (170,000 MNT for a first loan) - Repayment period: 90 to 120 days, paid back in equal monthly payments - Interest: 2.8% a month, counted by the day - One-time fee: 190 to 500 MNT, based on the amount and the period - Maximum APR (yearly cost with interest and fees): 35.89% - No penalty interest if you pay late. Only the normal daily interest goes on. - Example: you borrow 100,000 MNT for 90 days. You pay 35,217 MNT each month for 3 months, plus a 290 MNT fee. You pay 105,942 MNT in total, and 5,652 MNT of that is interest. The APR is 35.35%. Before you sign, the app shows the interest, the APR, every payment date and the total to pay. You confirm who you are with DAN (ДАН), the Mongolian government e-ID. Then you sign the contract in the app, and the money goes to your bank account. You pay back by bank transfer. YOUR PRIVACY - You type your budget notes yourself. Geek does not read your bank account. - For a loan we ask for your ID details, address and bank account. With your permission we read your ID card and salary record through DAN. - No location, no contacts, no photos - The app uses the internet and the phone lock (fingerprint) only - Your fingerprint never leaves your phone. Geek never sees it. - We never sell your data. There are no ads. - All connections are encrypted PLEASE NOTE The app is written in Mongolian and uses the Mongolian tugrik (MNT). It is made for people in Mongolia. The screenshots show the Mongolian screens. Questions: [email protected] · +976 7772 0203