HFCB Whizz

Download HFC Whizz app to experience world class service in: Managing your account: Verify your transactions securely with a one-time unique password and your log in ID. View your statements securely on the app. View your balances for multiple accounts and receive SMS alerts on transactions. Track your expenses. Manage your monthly budgets. HFC Whizz enables you to save your contacts to effortlessly manage your payment details. Deposit Cash: Move money conveniently from mobile money wallets into your HFC Whizz account. Set up savings accounts virtually through the app. You can set a target to save and get high returns on your saving. Transfers: HFC Whizz enables you to send money to mobile money wallets and provides SMS alerts with unique transaction references for budgeting and expense tracking. Real Time Gross Settlement from your account into other bank accounts in Kenya. Enabled real time Pesalink transactions that allow transfer of funds from your HFC Whizz account into any bank account or mobile number in the country. Payments: Facilitate utility payments at your convenience, with unique transaction references for your tracking and planning. Receive Automated bill reminders with accurate amounts through SMS. This is also visible on the app. Pay to a mobile money merchant till, paybill number or at a Point of Sale (POS) directly from your HFC Whizz app. You will receive a unique transaction reference instantly that you can present to the biller in real time for verification. HFC Whizz enable you to reload your phone airtime for any mobile network in Kenya. Loan Services: HFC Whizz enables you to apply for instant loans which are disbursed into your HFC Whizz account. Borrow from KES 1,000 up to KES 250,000 Flexible tenures: KES 1,000 – 29,999 → Tenure up to 1 month KES 30,000 and above → Tenure of 1 month or 3 months Maximum APR: 9.061% per annum Interest is deducted upfront, with no hidden fees. Representative Loan Example If you borrow KES 1,000 for 1 month at an APR of 9.061%, the total cost is KES 90.61 (including VAT and excise duty). Amount disbursed to your account: KES 909.40 Amount to repay after 1 month: KES 1,000. We use unique data driven scoring algorithms to offer purpose led lending, for instance, school fees loans. This is through information that you provide with consent e.g. Financial related SMS. Our products and pricing of services are all regulated by the Central Bank of Kenya (CBK). The CBK license has been shared separately on the console. Privacy and Permissions: When you download HFC Whizz, we will ask to scan some SMS information to verify your identity and creditworthiness. We are regulated by the Central Bank of Kenya and abide by the Prudential Guidelines, Consumer Protection Act and all other laws in Kenya that relate to Banking services and customer privacy. We also abide by global data protection practises. Visit this link https://www.hfgroup.co.ke/assets/Data_Privacy_Statement_Public_HFC.b6eb4124.pdf to view and/or download our privacy policy and terms and conditions. All pricing for our products and services are displayed in our approved Tariff guide. We also send you text messages and emails for each service, prominently displaying the features and costs. HFC Whizz is a banking app under HFC Group, a bank regulated by the Central Bank of Kenya and being a publicly listed company, HFC Group is also regulated by the Capital Markets Authority (CMA). HFC Whizz offers banking and non- collateral lending services to consumers. We are governed by the Prudential guidelines, Consumer Protection act, The Banking Act, Finance Act and all other financial laws in Kenya. To provide these services seamlessly, we require through customer consent, to access some information on their device. SMS history for credit assessment, budgeting and tracking expenses. Call log for fraud detection and protection. Powered by HFC.