FinancialFlows

FinancialFlows is a local-first finance app that keeps your data on your device by default. Track income, expenses, and transfers without giving up your privacy. No ads. No tracking. No account required. PERSONAL FINANCE • Track transactions across multiple accounts • Set budgets and monitor spending with monthly overviews • Savings goals to stay on track • Net worth tracking with balance snapshots • Cash flow forecast to see what's coming • Recurring transaction rules and automation • CSV export and full backup/restore PROFESSIONAL TOOLS • Client and project tracking • Invoice management (draft, sent, paid, overdue) • Business budget with forecasts and targets • Revenue calculator and fee calculator • Profit & loss reports by client or project CLOUD SYNC (optional subscription) • Sync across all your devices • Access your finances from the web dashboard • Automatic cloud backups • Shared budget collaboration with family or colleagues YOUR DATA, YOUR RULES FinancialFlows is built on a simple principle: your financial data belongs to you. Everything works offline and locally. Cloud sync is entirely optional — and when you use it, your data is encrypted in transit and at rest. Free to use with no artificial limits on daily workflows. Premium packs unlock advanced features. No subscription required unless you want cloud sync.