Serene Ledger

Serene Ledger is a calm budget book for your phone. It shows you what comes in, what goes out and what is left — with no user account, no sign-in and no connection to your bank. Your numbers stay on your device. No cloud, no ads, no subscription. ▸ FIVE SECTIONS, NOTHING MORE 🏠 Home — your daily life. Enter what you spent or received and see at a glance how the month is going: how much of your income is already tied up in fixed costs, how much you are saving, what is left today. ◑ Budgets — your plan. Decide how much you want to spend on groceries, leisure or clothing each month. The app tells you where you stand before the month is over. 📈 Statistics — your review. Week, month or year: income, expenses, surplus and the comparison with the period before. 🧮 Calculators — three helpers for decisions: What will my savings become? What does this loan really cost me? And what does it cost to be overdrawn? 👤 Profile — your accounts and receipts, language, currency, lock, backups and the handbook. ▸ RECEIPTS AND INVOICES 📷 Photograph a receipt or pick a PDF invoice. The app reads the amount and the date — the date printed on the receipt, not today's — and suggests the shop and the category. Recognition runs on your device. 🧾 Keep receipts. One tick when you book, and the photo stays with the expense, sorted into categories you define yourself. Per year as a PDF list and a photo package — for your records, your bookkeeping or your tax advisor. ▸ SEVERAL ACCOUNTS Private, business, joint: every account has its own entries, budgets, savings pots and receipts, cleanly separated. If you only need one, you will not notice any of this. ▸ THE THINGS NOBODY GOES LOOKING FOR 🎤 Book with your voice. One sentence is enough: "Lidl groceries 25 dollars". 🔎 Search for a category. A few letters are enough. 👁 Privacy mode. One tap on the eye and every amount is hidden. Useful when someone is sitting next to you. 🔄 Recurring entries. Rent, salary, subscriptions — enter once and the app counts them from then on. Also with an end date or a new price from a chosen date. 🎯 Savings goals and savings pots. Put money aside and watch it grow. 🏦 Loans. Remaining balance, interest share and term at a glance — you watch the sum shrink. ⊞ Your own categories. You decide what you are offered when you make an entry. 💾 Automatic backups. The app saves a copy regularly, and you can go back to it at any time. For a new phone you take all accounts including receipt photos along in one file. 📄 Export as PDF, Excel or CSV — save it on your device or share it, you decide. 🔒 PIN and fingerprint. 🌍 German and English, many currencies — switchable right on the home screen. ▸ YOUR ASSETS IN ONE PLACE Bank balance, savings pots, money set aside and investments add up to your total capital. For investments the app fetches current prices from public sources — the same request for everyone, regardless of what you own. ▸ WHAT THE APP DELIBERATELY DOES NOT DO • It does not fetch anything from your bank. Your banking credentials stay where they belong. • It has no user account and no cloud. Your data lives on this device only. That is why backups matter. • It does not enable payments, purchases or any financial transactions. It records and calculates. • It is not financial or tax advice. The app shows you numbers — you make the decisions. • It costs nothing. No ads, no subscription, no in-app purchases. ▸ A HANDBOOK IS INCLUDED Under Profile → Handbook you will find thirteen chapters in plain language: for getting started, and for the paths you would not find on your own. Serene Ledger is the work of one person, built for their own household. Feedback is welcome: [email protected]