Worthwhile

Worthwhile is a private, local-first net worth tracker that helps you understand how your finances change over time. Record snapshots of your assets and debts, then explore your total net worth, account history, trends and category breakdowns. Worthwhile does not connect to your bank, require an account or send your financial records to a server. TRACK YOUR COMPLETE FINANCIAL PICTURE - Record dated snapshots of assets and debts - See how your net worth changes over 6 months, 12 months or all time - Explore asset and debt category breakdowns - Review individual account histories and notes - Include, exclude, archive, restore, pin, search and organise accounts - Add notes to snapshots and use undo and redo when making changes PRIVATE BY DESIGN Your tracker stays on your device. Worthwhile has no advertising, analytics, telemetry, cloud database, bank connection or financial-data upload service. The Android app is designed to work without Internet access. PROTECT AND MOVE YOUR DATA Create passphrase-encrypted Worthwhile backup files for safekeeping or transfer between devices. You can also export CSV files when you deliberately need an unencrypted, portable copy. Supported devices can use app locking and biometric unlock for additional privacy. REMINDERS THAT STAY PRIVATE Set optional update reminders on your device. Reminder notifications never contain balances or account details. FLEXIBLE AND EASY TO REVIEW Choose your currency, appearance, dashboard layout, visible cards and trend timeframe. Hide your total net worth when you want privacy while reviewing the rest of your tracker. Worthwhile is a personal record-keeping and visualisation tool. It does not provide financial advice, account aggregation, currency conversion or investment services. You remain responsible for the figures you enter and for securely storing your backups.