Compound: Net Worth Tracker

Compound is an Australian net worth tracker, budget app and personal finance app in one. It holds your whole financial picture, gets your tax year ready, checks your household bills against the market, and projects the year your investments could fund your life. NET WORTH TRACKER • Property, superannuation, shares and ETFs, cash, crypto and a business, against every mortgage and debt • Shares, ETFs and crypto priced live in Australian dollars, ASX and US • Your net worth history month by month, and a forecast of where it is heading • Personal, joint, family trust, company and SMSF, tracked separately and combined TAX TIME AND EOFY • A Tax tab that works through your year one card at a time: your pay and work deductions, each rental property, shares and ETFs, savings and crypto • Capital gains from your trades with the 12-month CGT discount flag, rental income and every claimable property cost, dividends with franking credits • Grouped by owner, including trusts, companies and SMSFs • Download a tax pack for your accountant, or follow the myTax steps with your figures beside them if you lodge your own tax return BILL CHECKER • Compare your electricity bill, gas bill, private health insurance, NBN and mobile plan against the market • Priced on your own setup from official data: the energy plans retailers publish through the Consumer Data Right, and the Private Health Insurance Ombudsman's product data • Shows who is cheaper and by how much a year. Providers are named, never linked. No commissions or paid placement YOUR CFO • Checks your figures against this year's Australian tax and super rules: unused concessional super cap and the tax a salary sacrifice would save, HECS indexation, and your home loan rate against the rates lenders publish • The working is shown and the deadlines are dated BUDGET APP • Track household income, expenses and the monthly surplus you have to invest • Import a bank statement to see where the money goes • Watch that surplus move your financial independence year FIRE CALCULATOR BUILT FOR AUSTRALIA • Your Freedom Year: the year your investments could cover your living costs • Super preservation age, tax and capital gains modelled the way they work here • Scenarios: work longer, go part-time, sell a property, invest more PROPERTY PORTFOLIO TRACKER • Equity, usable equity, LVR, gross yield and the true weekly cash flow on every property • A borrowing power estimate from figures already in the app NO BANK LOGINS. NO ADS. Add what you own and Compound keeps prices live, or import a bank statement. Forward broker contract notes, and connect crypto exchanges with read-only keys. Compound is paid for by its members, never by advertisers, and your data is never sold. Built in Australia by one person, a finance professional of sixteen years. Compound is a tracking tool and provides general information only. It is not financial product advice or tax advice. Sabea Investments Pty Ltd does not hold an Australian Financial Services Licence and is not a registered tax agent.