Budget Coach AI - Expenses

Budget Coach IA – Track your expenses in CHF, EUR and USD, manage your family budget, create envelope budgets and improve your personal financial management with your personal AI Coach. With regular use, Budget Coach IA can help you identify several hundred euros or francs in potential savings each month. Track your expenses, organize your accounts, plan your monthly savings, create envelope budgets and finally understand where your money goes. Budget Coach IA supports you every day with clear dashboards, customizable categories and an AI Coach that analyzes your financial habits. The goal is simple: to make personal accounting clearer, more accessible and more useful in everyday life. 📊 Simple expense tracking Add your transactions in just a few seconds and quickly view your financial situation. Budget Coach IA allows you to track: • your expenses and income; • your current, savings or cash accounts; • your transfers between accounts; • your personalized categories; • your recurring expenses; • your debts and loans; • your overall balance or balance by account. 🧺 Envelope budgets Create budgets by category based on the envelope budgeting principle. You define an available amount for each spending category, then the envelope automatically empties as you add your transactions. This allows you to see immediately how much remains in each budget, without complicated calculations. This method helps you better organize your family budget, your personal expenses and your monthly savings. 🤖 An AI Coach to understand your budget Your AI Coach analyzes your budget data and helps you identify important trends: • increasing expenses; • recurring habits; • categories to monitor; • points requiring attention; • areas for improvement. It helps you take a step back from your situation and gradually improve your financial planning. 👨‍👩‍👧 Shared spaces Manage your budget alone, as a couple, as a family or as a team. With shared spaces, you can securely share a common budget with the members of your household or the people concerned. A single Premium subscription may be enough for the whole family to benefit from the advanced features. 📈 Reports and statistics View your budget with simple and readable reports: • monthly summary; • expense trends; • analysis by category; • annual view; • income and expense tracking; • clear view of your balance. The goal: not only to record your expenses, but to understand your budget. 💼 Complete everyday management Budget Coach IA brings together the essential tools to manage your personal finances: • multiple accounts; • customizable categories; • envelope budgets; • recurring expenses; • detailed reports; • debts and loans; • shared spaces; • Excel data export; • multiple currencies, including CHF, EUR and USD. Whether for personal financial management, a family budget or simple personal accounting, the app helps you keep a clear view of your money. 📤 Excel export Stay in control of your data. You can export your transactions in Excel format to save them, review them or analyze them freely. 🔒 Your data remains your data Your financial information is sensitive. Budget Coach IA is designed to keep you in control. No advertising. No resale of data. No bank connection. ✨ Free to start The essentials are available for free, including the first AI Coach analysis. Budget Coach IA is available in French, German and English.