Bayza

Your money, without borders. Bayza puts a multi-currency wallet, spending cards, your own IBAN and global transfers into one account — so you can hold, send, spend and convert across currencies from your phone. ━━━━━━━━━━━━━━━━━━━━━━━━ A MULTI-CURRENCY WALLET • Hold and manage balances in multiple currencies in one place • Convert between your currencies with the rate shown up front • A clean ledger of every top-up, payment and conversion • Live status on each transaction — submitted, processing, completed CARDS THAT SPEND ANYWHERE • Order a virtual card in minutes, or a physical card to your door • Funded straight from your wallet — no separate card balance to manage • Freeze and unfreeze instantly, and set a no-PIN spending limit • Top up, change your PIN and track every card transaction in-app SEND MONEY ABROAD • Pay out to banks worldwide, straight from your wallet • See the exchange rate and one clear fee before you confirm • Follow each transfer through to the recipient, with full history YOUR OWN IBAN • A dedicated account number to get paid by SEPA or SWIFT • Receive, hold and convert without leaving the app • Move and convert funds between your own accounts instantly TOP UP YOUR WAY • Move money in by transfer • Add USDT on-chain (TRC20, BEP20, ERC20) — credited automatically • Fees disclosed before every top-up BUILT FOR TRUST • Identity verification (KYC) with a quick liveness check • Two-factor authentication and a list of your signed-in devices • Freeze a card the moment you misplace it • Close your account from inside the app, any time ━━━━━━━━━━━━━━━━━━━━━━━━ WHO IT IS FOR People and businesses who move money across borders — freelancers paid from abroad, frequent travellers, families sending money home, and small teams that need cards, an IBAN and payouts without juggling four apps. WHY BAYZA • One account for holding, spending, sending and converting — not four • Cards, IBAN and transfers in a single, consistent app • Everything verified once, with bank-grade identity checks • Transparent fees, shown before you confirm ━━━━━━━━━━━━━━━━━━━━━━━━ Bayza is a financial-technology service, not a bank. Cards, IBAN accounts and cross-border payouts are provided through licensed partners, and availability, currencies and limits vary by country and are subject to identity verification. Digital-asset top-ups involve assets whose value can change. Using these features means accepting the applicable partner and service terms. Questions or help: [email protected] Privacy policy: https://bayza.io/privacy Terms: https://bayza.io/terms