Paisa247 – Personal Loan App

Paisa247 helps users discover and compare personal loan offers from verified and trusted lenders across India. We provide a digital loan comparison platform that enables users to check preliminary eligibility and apply online securely with RBI-registered lending partners. Lending Partners Paisa247 is a loan comparison platform that connects borrowers with the following RBI-registered NBFCs and banks: • Chinmay Finlease Limited • Baba Lease and Investment Private Limited • Meghdoot Mercantile Private Limited Loan Terms • Repayment Period: Minimum 3 months to Maximum 60 months • Maximum APR: Up to 36% per annum (inclusive of interest, processing fees, and other applicable charges) • Actual interest rates, fees, and loan terms vary by lender and borrower eligibility Representative Example For a personal loan of ₹1,00,000 at an annual interest rate of 24% for a tenure of 24 months: • Monthly EMI: ₹5,287 • Processing Fee: ₹2,000 (2%) • Total Interest Payable: ₹26,888 • Total Amount Payable: ₹1,28,888 Actual loan offers, interest rates, EMIs, and fees may vary based on lender policies and borrower credit assessment. What Paisa247 Does • Access and compare multiple personal loan offers from RBI-registered lenders • Preliminary personal loan eligibility check • View complete transparency on interest rates, EMIs, processing fees, and tenure • Fully digital, secure, and paperless application process • Track balance, credit line, and repayment schedules from a single dashboard • Available for salaried and self-employed individuals • EMI calculator to help plan repayments effectively Important Disclosures • Paisa247 is not a lender and does not issue loans directly. • Loan approval is not guaranteed and is subject to eligibility checks, credit assessment, and approval by the respective RBI-registered lending partners. • Interest rates, processing fees, repayment tenure, and loan amounts are determined solely by the lending partner. • Processing fees, if applicable, vary by lender and borrower profile and are disclosed before loan acceptance. • Paisa247 does not provide financial advisory services, credit repair, or credit score improvement services. Regulatory Compliance All lending partners available on Paisa247 are RBI-registered NBFCs or banks and comply with RBI Digital Lending Guidelines. Paisa247 acts solely as a technology and loan comparison platform and does not participate in lending or credit decision-making. Data Security & Privacy Your data is handled securely and in accordance with our Privacy Policy: https://paisa247.in/privacy-policy Customer Support: [email protected] RBI DLA directory Paisa247 (in.paisa247), operated by Riga Marketplace Paisa247 Private Limited, is listed under Baba Lease and Investment Private Limited in RBI's directory of Digital Lending Apps deployed by Regulated Entities (15 September 2026 export, serial 170). Directory inclusion does not constitute RBI approval or endorsement.