PettiCash - Personal Loans

PettiCash is a fast, fully digital personal loan app by BT Finance Pvt Ltd — an RBI-registered NBFC. Whether you are a salaried professional or a self-employed individual, we make getting a personal loan simple, transparent, and stress-free. ⭐ WHY CHOOSE PettiCash? • Personal loans: Apply online from ₹20,000 to ₹5,00,000 with fast approvals — even with a low CIBIL score • Flexible repayment: Tenures from 3 to 12 months with easy EMIs • Interest rates: 20% to 48% per annum with transparent charges • Maximum APR: 50% per annum (inclusive of interest rate and all applicable fees) • 100% digital: No paperwork, no branch visits, no collateral required • Quick disbursal: Money sent directly to your bank account • Apply anytime, anywhere: 24/7 availability 💰 WHO CAN APPLY? • Salaried employees with a regular monthly income • Self-employed individuals and small business owners • Indian residents aged 18 and above • Low CIBIL score? We consider your overall profile 🚀 HOW IT WORKS — 4 SIMPLE STEPS 1️⃣ Download & register with your mobile number 2️⃣ Complete quick & secure KYC verification 3️⃣ Choose your loan amount and repayment tenure 4️⃣ Get approved and receive money in your bank account 💡 LOAN EXAMPLE • Loan: ₹20,000 for 12 months • Interest rate: 20% per annum • Processing fee: ₹500 (2.5%) + GST(18%) ₹90 • Total interest: ₹2,232 • EMI: ₹1,853 • APR: 24.89% • Amount disbursed: ₹19,410 • Total repayment: ₹22,232 • Total cost: ₹2,822 (interest + processing fees + GST) 🔒 SECURITY & COMPLIANCE • All data encrypted in transit & at rest, stored securely within India • Fully compliant with RBI Digital Lending Guidelines • Loans approved & disbursed by BT Finance Pvt Ltd (RBI Registered NBFC, Reg. No. B.05.00238) • Payments processed only through the app — never to personal accounts • All collection calls are recorded — zero tolerance for harassment • No access to contacts or private media 🤝 OUR LENDING PARTNER All loans are approved and disbursed directly by BT Finance Pvt Ltd, an RBI-registered NBFC (Reg. No. B.05.00238). Grievance Redressal Lending Partner: BT Finance Private Limited Customer Support Email: [email protected] 📞 SUPPORT & CONTACT • Privacy Policy: https://petticash.in/policies • Terms & Conditions: https://petticash.in/policies • Email: [email protected] • Phone: +91 9932502719 • Office: 344, 3rd Floor, Sunny Mart, New Atish Market, Mansarovar, Jaipur-302020 ✅ NOTE • We request permissions like Camera (for KYC selfies), Location (approximate only, for residence verification & fraud prevention) and Device Info (to prevent fraud) only when needed. • We never access your contacts, messages, or personal media. • PettiCash is a responsible lending platform. Loans are subject to credit assessment and eligibility. Borrow responsibly within your repayment capacity.