Fundulator: Financial Calc

Fundulator is an India-focused all-in-one Financial Calculator for EMI, SIP, loans, investments, savings, tax, retirement, and financial planning. Calculate home loan EMI, plan SIP investments, estimate FD returns, compare tax regimes, check PPF or EPF growth, and plan for retirement with easy-to-understand calculations and projections. 📊 21 FINANCIAL CALCULATORS 📈 Investment & Wealth Planning • SIP & Step-Up SIP – Plan systematic investments with annual step-ups. • Lumpsum – Estimate future value of one-time investments. • Goal SIP – Calculate the SIP needed for a financial goal. • SWP – Plan systematic withdrawals. • CAGR & Inflation – Understand investment growth and inflation. 🏦 Savings & Deposits • FD – Calculate maturity amount and interest earned. • RD – Estimate maturity value and returns. 🇮🇳 Indian Savings Schemes & Retirement • EPF – Estimate EPF growth and contributions. • PPF – Estimate long-term PPF growth. • NPS & NPS Vatsalya – Estimate retirement corpus and savings. • SSY – Plan savings under Sukanya Samriddhi Yojana. • FIRE – Estimate a Financial Independence and Early Retirement target. • Retirement Planner – Estimate your retirement corpus. 🏠 Loans & EMI • Home Loan EMI – Calculate EMI, interest, and repayment schedules. • Car Loan EMI – Estimate vehicle loan repayments. 💼 Tax & Salary • Income Tax – Compare Old and New Tax Regimes and estimate tax liability. • Salary Breakdown – Understand salary components and deductions. • HRA Exemption – Estimate HRA-related tax benefits. • Gratuity – Estimate gratuity based on salary and service details. ✨ WHY CHOOSE FUNDULATOR? ✔ 21 calculators in one app ✔ Designed with Indian financial products and schemes in mind ✔ Fast calculations with charts and projections ✔ Save and revisit calculation history ✔ Works offline ✔ Your calculation data remains on your device ✔ Light and Dark themes ✔ Clean, modern interface ✔ Free 🌍 USEFUL FOR NRIs Fundulator is primarily designed around Indian financial products, tax rules, investment schemes, and retirement planning. It can also be useful for NRIs managing financial goals connected to India. 🏛️ INDEPENDENT APP & SOURCES Fundulator is a privately developed, independent application. It is NOT affiliated with, endorsed by, authorized by, sponsored by, or officially connected to the Government of India or any government department, ministry, agency, or statutory authority. Fundulator does not provide or facilitate government services. Government schemes and tax information are referenced only for relevant calculations. Verify current rates, rules, limits, and eligibility with official sources. Official sources: • Income Tax Department: https://www.incometax.gov.in/ • EPFO: https://www.epfindia.gov.in/ • National Savings Institute: https://nsiindia.gov.in/ • PFRDA: https://pfrda.org.in/ • NPS Trust: https://npstrust.org.in/ • Ministry of Labour & Employment: https://labour.gov.in/ These links are provided for information verification only and do not imply affiliation or endorsement. 📌 DISCLAIMER Fundulator is an educational financial calculation and planning tool. Results are estimates based on user-entered information and calculator assumptions. Fundulator does not provide financial, investment, banking, tax, legal, or other professional advice. Results may vary based on rates, rules, terms, fees, eligibility, and individual circumstances. Verify applicable information with the relevant institution or official source before making financial decisions.